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Know the dangers in your area. If you live in a fire-prone area, it is especially important to plant fire-resistant trees and plants and keep areas near your home clear. If you live in a flood zone, you may want to elevate your furnace, electric panel and water heater.
Knowing which natural disasters are most likely in your area also helps you to choose the right insurance coverage. See FEMA for more on preparing for disasters, and check the flood hazard maps to determine if you live in a flood zone.
Talk with your kids about emergency plans. Keep your talk brief and to the point, but revisit the topic regularly so it stays fresh in their minds. In case of fire, for instance, the Red Cross advises, "Get out, stay out and call for help." It's short, sweet, and easy to recall even in times of stress.
Be sure kids know how to get out of upstairs rooms safely, and practice your fire escape plan twice a year.