10. One great piece. A painting that warms your heart is a worthwhile investment, and it can bring focus to an entire room like nothing else. An "art collection" may sound fancy, but it doesn't have to be completely out of reach. If being surrounded by art you love is important to you, set aside a little money so you can splurge once every few years on a piece of original art you love. Seek out student art fairs and small galleries featuring up-and-coming artists to find the best deals.