Here's a quick version - but for me doing it on a spreadsheet might be easier. Word: At the top of the page do all advertising with text and picture. Below that place the cursor at the left edge, then select Table in the tool bar and Insert Table to create a table. That gives a selection of the number of columns and rows. If for example, you select 5 columns and 4 rows you will get one inserted on the page. Table appears with 4 lines high and 5 across. Type in the text needed in the upper left block then use the Ctrl C and Ctrl V to copy that to the next empty block to the right. Continue to Ctrl C to the next block until all top blocks are filled with your line 1. Go the left second line and fill that in. Do the copying again to fill the second row across, etc. Without doing anything else that will get you a full page 11" high. Assuming your ad and tearoffs is but a third of a page high, do copying 2, 3 or 4 times to fill up a page. Then use scissors to separate the tabs for tearoff. Experimenting should get you to whatever you need.