I dont know about the pet ins but Awwww.. they are a precious lot.
Lorie

Yes, we have VPI insurance. It means that you are more willing to take the dogs in for questionable things, more able to use the emergency vet because you will be getting some money back from the insurance. Do a search on "insurance" in this forum and I am sure you'll see a recent discussion about it.

I have two different policies. One on my Belgian Malinois and one on a bulldog mix that I have.

One is PetCare and one is from VPI. The PetCare does not cover illnesses, only accidents.

A few months after I adopted the bulldog mix he was seriously mauled by two larger dogs. I took him to the emergency clinic at 3AM. The bill was $1500 and insurance paid $1000 of it so it sure was a good investment for me. I think insurance is a good idea.

vicky

Thanks for your responses. Im going to look futher into each company and find out wich one is best for her.-Smile247

There are other threads on this on this forum I think. That may have additional info for you.

Yes, I have pet insurance which unfortunately only covers one year. If I did not have insurance 9 years ago with my male chow who needed entropion surgery in both eyes at 3 months old (as well as neutering), I would have had to spend $1,600. However, as I did have the insurance it was only $800.00 - BIG difference.

He is no longer covered, as it would be cost prohibitive. But my other chow who is 1 year old is covered -- thank God -- as she seems to have lots of ear and skin problems (as well as entropion surgery on one eye).
My "chowldren", Wolfie and Zoe.

We have VPI for our two feline boys - and what a great investment is. We started their insurance in 2001 and pay a pretty penny for what can seem like no return (unlike humans who seem to use insurance more) but when disaster strikes it is nice to know that we have a cushion.
On the Friday night of Memorial Day weekend (US holiday) one of our boys was sick as all get out and was having litter box problems. He'd had urinary blockage problems as a young cat and we were so afraid that was the problem. We called his regular vet (answering service forwards emergency calls to her) and she didn't call back right away (10 minutes) so I called the ER vet and let them know we were coming. There is no time to waste with a cat in urinary distress.
Long story short... he was constipated! To the tune of 500+
Insurance will cover 2/3s...
Nice to have since I am out of work.
Our other fur-son is diabetic and that gets expensive quickly. We are reimbursed a small amount over the year - but every bit helps.

I really like knowing that we have SOME coverage. Most years it is a loss (financially) but it is ALWAYS a gain (peace of mind).

I've had VPI for several years for my two poodles but I'm going to cancel it. Over the years they've paid some on the claims so the premium wasn't a total expense but now that one is sick with hepatitus they pay very little. I recently filed a claim for $550 and they paid $47. They refuse to pay any on the medications, saying they are supplements. They have to be filled by a pharmacist and are necessary to save his life so I don't see how they are supplements. They denied the lab work, saying the Vet didn't put the correct diagnose on it. I would think the Vet knows what the diagnosis is. Since I'm paying @ $900 for the insurance I'm going to put that amount toward the cost of their care. I don't see any point in paying both.

I've read several policies. You have to start young, insure All your pets, and the premiums seemed high. Better to keep the money in the bank, give your pet regular vet care and shots, and keep your pet in the house or in a safe yard. I think it will cost less in the long run. Just my experience. I had a "mutt" I adopted from my local animal shelter, she cost about $50 a year in vet bills and about $50 to have her put to sleep at age 17 when she was deaf, crippled and incontinent. That doesn't count the food she ate.

Reviving an old post for some new opinions (a lot changes in a year). Anyone have additional thoughts on pet insurance? Do you have it? What provider? What does it cover? Is it worth it? Etc.? Thanks.

I have ASPCA pet insurance on my dog and my cat. I bought it after my daughter had a $1400 vet bill.

Go to www.aspcapetinsurance.com They have several plans at different prices. i have the Primary plan which is the least expensive. I used it in February when my dog had an injury and they reimbursed me for about 1/3 of the bill. I am happy that I found them.

Well what a surprise to see my old thread revived. Anabelle is almost 18 months now and 115 lbs. We ended up getting the premiere plan with ASPCA. Weve had it for a couple of months and like it,tho you do have to read the fine print. I researched alot and thought this plan was the best for her at this time. Good luck everyone.