We are in the beginning stages of a new custom build of what I think is probably a modern Arts & Crafts style home. My husband would call it Craftsman style. The floorplan evolved from the site views & needs of our family (6 children, ages 14 years down to 11 months). The floorplan is almost L shaped, but with jute outs, so probably not a traditional craftsman plan...leans a bit ranch.

The home is in the southwest. Front faces south/rear north. The lot is at the end of a cul de sac with mountain views to the west & north, some city light views to southeast (& mountains in distance to south...but will have a home across the cul de sac eventually blocking it).

The designer's elevations show shutters and an upper window on the front elevation (attic). The HOA has stipulated only single story (or single story with basement) allowed. They also say the style must be "southwest" (wide interpretation within the community). They currently stated they view any use of the attic space other than storage as a 2nd story (sigh) even though it was not even a half story (sq footage was less than a quarter of home) & the window looks down to the cul de sac not anyone's yard....so we unfortunately will not be using it for a loft or bonus room. So, the window will kinda be "fake" in that there is nothing going on up there. We were told we could put black paper so the unfinished attic won't show.

My husband is leaning toward upgrading from stucco to cement hardiboard...but just saw the latest quote had smart siding/Truwood instead. Not sure what the difference is...have some research to do. Roofing quote says Eagle or Boral tile, 40 lb felt. We have a bit of metal accents as well along roofline.

So, several questions: Would you keep the upper window? Perhaps the HOA will later change their minds (though doubtful...they knee jerked hard over the one, and only, very ugly boxy 2 story built years ago at beginning of community). Would perhaps having it be able to open if we need to go up there might be a good thing for airflow? Or would you place an attic vent for visual interest instead? What are advantages/disadvantages to each approach?

Also, the shutters....we kinda like them & think they add a bit of charm, but as I read through posts, I wonder if it would be better to ditch them & build up the trim around the windows instead. Didn't some arts & crafts homes have shutters? Or am I mixing styles? Obviously this is a new build, so keeping exactly to a historical standard is not required.

I am also looking at the window grilles....we currently have Andersen 200 series spec'd out. As drawn it looks like we have a lot of Colonial grille patterned windows. Wondering if we should switch to a tall fractional, short fractional, specified equal light, or do a variety? Any thoughts?

Thank you in advance!