Here in Maine - buried 500 gal propane tank. No insurance issues. USAA is carrier.

Midwest-buried 500 gal propane tank. No insurance issues with various companies.

PNW here, 1000 gallon buried propane tank. No issues with insurance company.

500 gallon buried propane tank in NC. No issues with insurance. .

Not exactly on point, but I had a 500 oil tank underground. We had it dug up, the soil tested (totally clean), and a 275 oil tank installed in basement a few years ago. When I went to sell the house, the real estate agent let out a big sigh when I told him I had the buried tank removed and the space filled in. Buyers didn't want the potential of contamination. I suppled all the documentation they needed. I don't know if it would have been a problem, but I would never do an underground tank, although I loved the 500 gallons. Fewer fill ups.

Maybe when the water rises it will pop out of the ground and explode?

Burried tank here (PNW) no issues with ins.

I appreciate everyone sharing their experiences. This kind of validates what I thought. Perhaps my situation is a regional thing or just a miscommunication. Looks like I will have to make some phone calls myself. I am in the central portion of the state where the water table is not particularly high comparatively. So I’m not sure if that’s a factor.

For those of you that have commented already, who are your home insurance carriers?

Oil and gasoline leaks from buried tanks will contaminate the ground and eventually the ground water. Propane evaporates quickly and does not threaten the ground water. Ive never heard of any insurance problems with buried propane tanks. It certainly is a problem with buried oil tanks. Make sure you tell the insurance company it is a propane tank and not a liquid petroleum tank- they might get confused by the term “liquid petroleum”.

Thanks. I initially suspected that’s where the confusion was arising and mentioned that same point. I suspect I may get different information when I call the insurance companies myself.

had a propane tank 500 lb buried the earth around the top near the cover seem to be sinking like 10 inches down all the way around should i call them back is this normal

@Phyllis Wolfe I would call them back for certain. They did not fill the hole properly.

@Phyllis Wolfe Yes call them. That is not right. We've had a tank buried for almost 5 years now and there is no sinking dirt.

My insurance carrier Universal confirmed they do not allow any tanks underground even if it is for propane. I'll be shopping around for a new carrier!