The homeowners desired an outdoor space that felt more rustic than their refined interior spaces, but still related architecturally to their house. Cement plaster support arbor columns provide enough of visual tie to the existing house exterior. Oversized wood beams and rafter members provide a unique outdoor atmosphere. Structural bolts and hardware were minimized for a cleaner appearance. Structural connections and supports were engineered to meet California's stringent earthquake standards. Ali Atri Photography

213 FEET OF PRIME BEACHFRONT PROPERTY ON HANALEI BAY. *The Faye property at Hanalei was purchased by Hans Peter Faye in 1915. Faye was a prominent Kauai sugar plantation manager and a member of the elite society of the day. He and a few others were privileged with the opportunity to purchase prime Hanalei beachfront lots at auction. The intention was to build summer beach houses on the best section of the Bay. *In 1915, H.P. Faye cleverly combined two of the original Hanalei Beach Lots, resulting in twice the land area and beach frontage of current comparables. Skillfully selected by Hans Peter Faye in 1915 at a time when Hanalei Bay was wide open. The location offers shelter, consistent offshore trade winds, sandbars, and amazing views. H.P. Faye had the vision and the finances to purchase not one but two lots in the best part of the Bay. The property has views both mauka and makai, and is perfect for swimming, parties and the beach lifestlye. *Building on the property may be permitted for up to 9,000 sf, allowing for additional structures, pool, & larger buildings(compared to average 4,500 sf on other Hanalei beachfront lots). *Today, almost all of the lots on Hanalei Bay have been subdivided and many of the original large estates are gone. Gone are the days of expansive,open spaces at Hanalei. The Faye property is one of a few parcels that retain the large, open feel and the ONLY ONE THAT IS AVAILABLE FOR SALE. Listed by Neal Norman, REALTOR (B) neal@hawaiilife.com - (808) 651-1777

CertainTeed vinyl siding gave this Dartmouth, MA home loads of curb appeal! This homeowner eliminated the costly maintenance of painting every 5-7 years by choosing CertainTeed’s Restoration Classic vinyl siding in the color, Midnight Blue. Manufactured for both beauty and durability, this siding mimics the wood grain and shadow lines of painted, cedar clapboard siding. The realistic texture lines and fade-resistant colors make this siding an easy choice for homeowners who want to worry less and live more! CertainTeed, a leader in the vinyl siding industry, offers a gorgeous collection of colors that will suit your personal style. Whether you prefer deep colors, like Midnight Blue, or soft shades of gray and taupe – CertainTeed vinyl siding gives homeowners a lifetime of curb appeal. According to Remodeling Magazine’s 2020 Cost vs. Value report, vinyl siding offers a 74.7% return on investment. This means vinyl siding offers one of the highest returns when compared to other home remodeling projects. Thanks to our CertainTeed 5 Star Siding Contractor status, our customers know they are working with a company that is held to the highest industry standards. Since 1978, our family business has provided professional residential and construction services to thousands of Cape Cod, Southeastern Massachusetts, and Rhode Island homeowners. We have over 40 years of success in business and have been an Accredited, A+ Rated Member of the Better Business Bureau for over 25 years. Explore our online portfolio and extensive list of industry credentials and awards to see why many of your town neighbors have chosen Care Free Homes, Inc. as their preferred contractor. We ask for absolutely no money down and have financing options available for qualified homeowners. Get started on your siding, roofing, window, or construction project with a FREE quote! Call (508) 997-1111 or contact us online to schedule your consultation. Make your house a Care Free home!

CertainTeed vinyl siding gave this Dartmouth, MA home loads of curb appeal! This homeowner eliminated the costly maintenance of painting every 5-7 years by choosing CertainTeed’s Restoration Classic vinyl siding in the color, Midnight Blue. Manufactured for both beauty and durability, this siding mimics the wood grain and shadow lines of painted, cedar clapboard siding. The realistic texture lines and fade-resistant colors make this siding an easy choice for homeowners who want to worry less and live more! CertainTeed, a leader in the vinyl siding industry, offers a gorgeous collection of colors that will suit your personal style. Whether you prefer deep colors, like Midnight Blue, or soft shades of gray and taupe – CertainTeed vinyl siding gives homeowners a lifetime of curb appeal. According to Remodeling Magazine’s 2020 Cost vs. Value report, vinyl siding offers a 74.7% return on investment. This means vinyl siding offers one of the highest returns when compared to other home remodeling projects. Thanks to our CertainTeed 5 Star Siding Contractor status, our customers know they are working with a company that is held to the highest industry standards. Since 1978, our family business has provided professional residential and construction services to thousands of Cape Cod, Southeastern Massachusetts, and Rhode Island homeowners. We have over 40 years of success in business and have been an Accredited, A+ Rated Member of the Better Business Bureau for over 25 years. Explore our online portfolio and extensive list of industry credentials and awards to see why many of your town neighbors have chosen Care Free Homes, Inc. as their preferred contractor. We ask for absolutely no money down and have financing options available for qualified homeowners. Get started on your siding, roofing, window, or construction project with a FREE quote! Call (508) 997-1111 or contact us online to schedule your consultation. Make your house a Care Free home!

Photography by Joe Dodd
Example of a country white one-story exterior home design in San Francisco with a metal roof

213 FEET OF PRIME BEACHFRONT PROPERTY ON HANALEI BAY. *The Faye property at Hanalei was purchased by Hans Peter Faye in 1915. Faye was a prominent Kauai sugar plantation manager and a member of the elite society of the day. He and a few others were privileged with the opportunity to purchase prime Hanalei beachfront lots at auction. The intention was to build summer beach houses on the best section of the Bay. *In 1915, H.P. Faye cleverly combined two of the original Hanalei Beach Lots, resulting in twice the land area and beach frontage of current comparables. Skillfully selected by Hans Peter Faye in 1915 at a time when Hanalei Bay was wide open. The location offers shelter, consistent offshore trade winds, sandbars, and amazing views. H.P. Faye had the vision and the finances to purchase not one but two lots in the best part of the Bay. The property has views both mauka and makai, and is perfect for swimming, parties and the beach lifestlye. *Building on the property may be permitted for up to 9,000 sf, allowing for additional structures, pool, & larger buildings(compared to average 4,500 sf on other Hanalei beachfront lots). *Today, almost all of the lots on Hanalei Bay have been subdivided and many of the original large estates are gone. Gone are the days of expansive,open spaces at Hanalei. The Faye property is one of a few parcels that retain the large, open feel and the ONLY ONE THAT IS AVAILABLE FOR SALE. Listed by Neal Norman, REALTOR (B) neal@hawaiilife.com - (808) 651-1777

The Pros and Cons of Fix and Flip Real Estate Investment Last week, we covered The Pros and Cons of Buy and Hold Real Estate Investment for rental property investors. This week, we want to talk about the other most common type of real estate investment: “fix and flip.” The Appeal of House Flipping We all love the house flipping shows on HGTV and other reality channels. They’re great and they make the prospect of buying, renovating and flipping homes for big profits seem super sexy and fun. However, any experienced real estate investor will tell you it’s not quite as easy as they make it look. There’s a lot of work that goes into a successful fix and flip investment. The basic premise of a fix and flip investment is pretty simple. You buy a property, usually one that needs some work and is available at a great price. You renovate the property, making the necessary repairs and upgrades to maximize its resale value. Then, you sell the property on the open market for the highest possible price. You get in and out as quickly as possible. Full-time flippers will move from property to property or will have multiple properties being worked on at the same time. Rather than the “buy and hold” strategy where you keep the house while earning rental income and equity over time, you are looking for the quick sale to earn your profits. If you are going to explore house flipping—whether as a full-time career or just a side hustle—you will want to know exactly what you are getting into. That is why we are going to cover the pros and cons of fix and flip real estate investment in this article. The Pros of Fix and Flip Here are some of the pros of fix and flip investing: Faster Return on Investment—The biggest appeal of fix and flip investing is that it gives you a quicker return on investment. Buy and hold will take you longer to see your ROI. House flipping allows you to see your full profit (hopefully) as soon as the house sells. The average house flip for an experienced investor is around six months. It may take longer for a first-timer who is just learning how to do certain things. Fairly Safe Investment—As long as you do all your projections and calculations carefully and avoid any major problems along the way, house flipping is a relatively safe investment strategy compared to something as turbulent as the stock market. Real estate markets are generally predictable and the short time frame of a flip helps you avoid losses if the property happens to depreciate over a longer period of time. Exciting—There is a reason why there are so many reality shows based around flipping and none based on buy and hold investing. It’s an exciting process to buy a home, gut it and completely renovate it. Then, you get the ultimate reward of selling it and collecting the profits—as long as you do things right. The Cons of Fix and Flip Here are some of the cons of fix and flip investing: Upfront Expenses—A house flip will require a lot of upfront expenses. We’re not only talking about financing the house itself, but all the renovation costs and other expenses involved in the flip. You are laying out all that money at the beginning and only seeing your returns when the property sells. This can create cash flow issues and stress if you fall being schedule or go above your initial budget. Taxes—House flips will usually create dramatic swings in income year over year, and that can increase your tax bill. You have to pace things correctly to take advantage of specific capital gains tax rules. Capital gains taxes are higher on any property owned less than a year, so you have to find that balance of how long you own any specific investment properties and how long it takes to complete the renovation and sale. Before you get too deep into fix and flip investing, you will want to talk with your tax advisor to make sure you have the right plan in place. Surprises—All real estate investment is susceptible to surprises. You don’t always know what lies behind the walls until you start the renovation process. You cannot plan for everything as a real estate investor, but you have to be prepared for anything. It is a good idea to add some wiggle room in your budget and overestimate your renovation expenses/timeline to cover any surprises that may come up. These are some of the biggest pros and cons of fix and flip real estate investment. Of course, there are other things you need to know as an investor, so be sure and do your homework in order to get the most out of your investment portfolio. Both fix and flip and buy and hold strategies can be highly lucrative if you do things right. There are no wrong answers, but there are wrong ways of doing things if you truly want to be successful in this field. If you are looking for great investment properties to fix and flip, join the exclusive PropertyLark home buyers’ network. If you qualify, you’ll have access to our exclusive off-market deals and analytics tools that will help you identify the best investments and get the highest possible ROI. Fill out the contact form and questionnaire on the PropertyLark buyer’s site to apply!

213 FEET OF PRIME BEACHFRONT PROPERTY ON HANALEI BAY. *The Faye property at Hanalei was purchased by Hans Peter Faye in 1915. Faye was a prominent Kauai sugar plantation manager and a member of the elite society of the day. He and a few others were privileged with the opportunity to purchase prime Hanalei beachfront lots at auction. The intention was to build summer beach houses on the best section of the Bay. *In 1915, H.P. Faye cleverly combined two of the original Hanalei Beach Lots, resulting in twice the land area and beach frontage of current comparables. Skillfully selected by Hans Peter Faye in 1915 at a time when Hanalei Bay was wide open. The location offers shelter, consistent offshore trade winds, sandbars, and amazing views. H.P. Faye had the vision and the finances to purchase not one but two lots in the best part of the Bay. The property has views both mauka and makai, and is perfect for swimming, parties and the beach lifestlye. *Building on the property may be permitted for up to 9,000 sf, allowing for additional structures, pool, & larger buildings(compared to average 4,500 sf on other Hanalei beachfront lots). *Today, almost all of the lots on Hanalei Bay have been subdivided and many of the original large estates are gone. Gone are the days of expansive,open spaces at Hanalei. The Faye property is one of a few parcels that retain the large, open feel and the ONLY ONE THAT IS AVAILABLE FOR SALE. Listed by Neal Norman, REALTOR (B) neal@hawaiilife.com - (808) 651-1777

213 FEET OF PRIME BEACHFRONT PROPERTY ON HANALEI BAY. *The Faye property at Hanalei was purchased by Hans Peter Faye in 1915. Faye was a prominent Kauai sugar plantation manager and a member of the elite society of the day. He and a few others were privileged with the opportunity to purchase prime Hanalei beachfront lots at auction. The intention was to build summer beach houses on the best section of the Bay. *In 1915, H.P. Faye cleverly combined two of the original Hanalei Beach Lots, resulting in twice the land area and beach frontage of current comparables. Skillfully selected by Hans Peter Faye in 1915 at a time when Hanalei Bay was wide open. The location offers shelter, consistent offshore trade winds, sandbars, and amazing views. H.P. Faye had the vision and the finances to purchase not one but two lots in the best part of the Bay. The property has views both mauka and makai, and is perfect for swimming, parties and the beach lifestlye. *Building on the property may be permitted for up to 9,000 sf, allowing for additional structures, pool, & larger buildings(compared to average 4,500 sf on other Hanalei beachfront lots). *Today, almost all of the lots on Hanalei Bay have been subdivided and many of the original large estates are gone. Gone are the days of expansive,open spaces at Hanalei. The Faye property is one of a few parcels that retain the large, open feel and the ONLY ONE THAT IS AVAILABLE FOR SALE. Listed by Neal Norman, REALTOR (B) neal@hawaiilife.com - (808) 651-1777

213 FEET OF PRIME BEACHFRONT PROPERTY ON HANALEI BAY. *The Faye property at Hanalei was purchased by Hans Peter Faye in 1915. Faye was a prominent Kauai sugar plantation manager and a member of the elite society of the day. He and a few others were privileged with the opportunity to purchase prime Hanalei beachfront lots at auction. The intention was to build summer beach houses on the best section of the Bay. *In 1915, H.P. Faye cleverly combined two of the original Hanalei Beach Lots, resulting in twice the land area and beach frontage of current comparables. Skillfully selected by Hans Peter Faye in 1915 at a time when Hanalei Bay was wide open. The location offers shelter, consistent offshore trade winds, sandbars, and amazing views. H.P. Faye had the vision and the finances to purchase not one but two lots in the best part of the Bay. The property has views both mauka and makai, and is perfect for swimming, parties and the beach lifestlye. *Building on the property may be permitted for up to 9,000 sf, allowing for additional structures, pool, & larger buildings(compared to average 4,500 sf on other Hanalei beachfront lots). *Today, almost all of the lots on Hanalei Bay have been subdivided and many of the original large estates are gone. Gone are the days of expansive,open spaces at Hanalei. The Faye property is one of a few parcels that retain the large, open feel and the ONLY ONE THAT IS AVAILABLE FOR SALE. Listed by Neal Norman, REALTOR (B) neal@hawaiilife.com - (808) 651-1777

213 FEET OF PRIME BEACHFRONT PROPERTY ON HANALEI BAY. *The Faye property at Hanalei was purchased by Hans Peter Faye in 1915. Faye was a prominent Kauai sugar plantation manager and a member of the elite society of the day. He and a few others were privileged with the opportunity to purchase prime Hanalei beachfront lots at auction. The intention was to build summer beach houses on the best section of the Bay. *In 1915, H.P. Faye cleverly combined two of the original Hanalei Beach Lots, resulting in twice the land area and beach frontage of current comparables. Skillfully selected by Hans Peter Faye in 1915 at a time when Hanalei Bay was wide open. The location offers shelter, consistent offshore trade winds, sandbars, and amazing views. H.P. Faye had the vision and the finances to purchase not one but two lots in the best part of the Bay. The property has views both mauka and makai, and is perfect for swimming, parties and the beach lifestlye. *Building on the property may be permitted for up to 9,000 sf, allowing for additional structures, pool, & larger buildings(compared to average 4,500 sf on other Hanalei beachfront lots). *Today, almost all of the lots on Hanalei Bay have been subdivided and many of the original large estates are gone. Gone are the days of expansive,open spaces at Hanalei. The Faye property is one of a few parcels that retain the large, open feel and the ONLY ONE THAT IS AVAILABLE FOR SALE. Listed by Neal Norman, REALTOR (B) neal@hawaiilife.com - (808) 651-1777

213 FEET OF PRIME BEACHFRONT PROPERTY ON HANALEI BAY. *The Faye property at Hanalei was purchased by Hans Peter Faye in 1915. Faye was a prominent Kauai sugar plantation manager and a member of the elite society of the day. He and a few others were privileged with the opportunity to purchase prime Hanalei beachfront lots at auction. The intention was to build summer beach houses on the best section of the Bay. *In 1915, H.P. Faye cleverly combined two of the original Hanalei Beach Lots, resulting in twice the land area and beach frontage of current comparables. Skillfully selected by Hans Peter Faye in 1915 at a time when Hanalei Bay was wide open. The location offers shelter, consistent offshore trade winds, sandbars, and amazing views. H.P. Faye had the vision and the finances to purchase not one but two lots in the best part of the Bay. The property has views both mauka and makai, and is perfect for swimming, parties and the beach lifestlye. *Building on the property may be permitted for up to 9,000 sf, allowing for additional structures, pool, & larger buildings(compared to average 4,500 sf on other Hanalei beachfront lots). *Today, almost all of the lots on Hanalei Bay have been subdivided and many of the original large estates are gone. Gone are the days of expansive,open spaces at Hanalei. The Faye property is one of a few parcels that retain the large, open feel and the ONLY ONE THAT IS AVAILABLE FOR SALE. Listed by Neal Norman, REALTOR (B) neal@hawaiilife.com - (808) 651-1777

213 FEET OF PRIME BEACHFRONT PROPERTY ON HANALEI BAY. *The Faye property at Hanalei was purchased by Hans Peter Faye in 1915. Faye was a prominent Kauai sugar plantation manager and a member of the elite society of the day. He and a few others were privileged with the opportunity to purchase prime Hanalei beachfront lots at auction. The intention was to build summer beach houses on the best section of the Bay. *In 1915, H.P. Faye cleverly combined two of the original Hanalei Beach Lots, resulting in twice the land area and beach frontage of current comparables. Skillfully selected by Hans Peter Faye in 1915 at a time when Hanalei Bay was wide open. The location offers shelter, consistent offshore trade winds, sandbars, and amazing views. H.P. Faye had the vision and the finances to purchase not one but two lots in the best part of the Bay. The property has views both mauka and makai, and is perfect for swimming, parties and the beach lifestlye. *Building on the property may be permitted for up to 9,000 sf, allowing for additional structures, pool, & larger buildings(compared to average 4,500 sf on other Hanalei beachfront lots). *Today, almost all of the lots on Hanalei Bay have been subdivided and many of the original large estates are gone. Gone are the days of expansive,open spaces at Hanalei. The Faye property is one of a few parcels that retain the large, open feel and the ONLY ONE THAT IS AVAILABLE FOR SALE. Listed by Neal Norman, REALTOR (B) neal@hawaiilife.com - (808) 651-1777

GAO Zhiqiang: Exploring the infinite possibilities beyond boundaries - Space Emotion Design Series - Vniau Office The essence of space design is to pay attention to people’s emotional needs, especially in office designs. Vniau office is designed by GAO Zhiqiang, a space emotion designer. He created an extremely comfortable and inclusive office space by modern design tech-niques, combined with technology, history and humanities. / Explore / Infinite possibilities beyond boundaries A humanistic caring, warm and emotional design work, under the continuous changes of social forms, evolves into a space in accordance with the develop-ment of the current era, which is the most solid response from the designer to the space. This open space makes you feel like entering into a movie scene. Large areas of black and white contrast, and smooth lines create a powerful aura. However, soft lights bring back a romantic atmosphere. The space is highlighted by vir-tuality and reality. The development of modern technology diversified people’s cognition and iden-tification of space dimension. The designer tries to break the inherent bound-ary consciousness among technology, humanities and nature by comfortable and efficient spatial perception. Wandering between virtual and real, light and shadow, the space presents a fu-ture sense through symbols. It shows a bold, free, open, lush, and new office format. "Compared with technology, we pay more attention to people's emotions and feelings. We have always been advocating using the most common materials to create different spaces, and the key is depended on design." Said designer GAO Zhiqiang. Therefore, when it came to the selection of materials, pureness presents in-finity, simplicity creates richness. Bright green brings cheerfulness, and the exposed ceiling and cloud-like chandeliers create a natural and agile visual perception. The combination of dynamic and stillness embodies the concentra-tion of the designer. As the previous office was in Chinese style with redwood furniture, in order to have good effect of the overall space, the designer discussed with the own-er repeatedly, strive to change into a modern style, which matches more with their products, clients, competitors, brand culture and temperament of the of-fice, younger staff, etc., in the end, this design shows up. This is a ring-shaped office space with same walls and same core tubes, which make people easily disoriented. By the principle of 5 elements - metal, wood, water, fire and earth, the designer placed the reception and exhibition room in the middle, and painted in yellow, corresponding to central earth. According to this principle, the R & D department on the east side is decorat-ed in green, corresponding to wood, also, the market and finance department on the south side is orange, corresponding to fire. Service department on the west is white color representing metal, CEO and QC office on the north side is given black color, representing water. 5 directions are painted in 5 colors, which make people clearly distinguish departments and directions. The building wall of the void area has a huge sloped beam, which causes poor visual experience. To solve this problem, the designer creates a magnificent X-shaped style by making use of the original beam structure. Its perforated sides and the luminous aluminum plates are very sci-fi, showing a similar vision of X-Men headquarters. The interaction, communication and intersection among people are the key points of designing moving lines. Their optimization brings closer collaboration among departments,shorten the distance that people have to walk in the space, such as in conference rooms, negotiation rooms, recreation area, water bar, reception area. Reasonable moving lines make discussion and communication between people, de-partments, and customers more efficient. At the same time, different spaces create different atmospheres and emotions, relax, or serious, or leisurable, etc., so as to meet needs of different moments. In addition, the designer GAO Zhiqiang said, "We want to create a feeling of flowing clouds. Lights and curves create moving lines, and give a sense of freedom." To remove the shackles of traditional office designs, and give a space infi-nite vitality is not just a change in form, it is more about 'people' them-selves. Here, everyone has a very large degree of freedom, and they can feel the infinite possibilities of future. Initiative and creativity are stimulated at the same time. Once people create the environment, areas interact with each other, and the power of design emerges. Soft curve is a visual expression of tolerance and infinite possibilities. The spatial layout breaks isolation and shortens the distance of human hearts. High efficiency while no boundaries, and everywhere has space for independent thinking and solitude. The space respects each individual and can also unit as a whole. Gaudi, the most famous Spanish architect, once said that straight lines belong to human, and curves belong to the God. It is probably that the curves give birth to too many wonderful changes. In this space, the curves are formed smoothly, either on the ground or ceiling, or a room, a partition. "Spatial emotion design" advocates bringing human attributes to spatial func-tions. By designing and shaping the space, people are able to work in the best state of physiological and psychological emotions. Therefore, AFFD is trying their best to create comfortable working environments for employees, to ensure efficient work, as well as physical and mental health of staff.

MH Advantage ( Manufactured Home Advantage ) program is a new program created by Fanny Mae that allows for financing of homes similar to site built homes and including down payment as low as 3%,. MH Advantage Homes should have a lower price and customizable finishes of modern manufactured homes. MH Advantage homes are built to blend into traditional neighborhoods. MH Advantage homes are homes built to Federal Building Code that need to include features like low profile foundation, higher pitch roofs ( 4/12 ) garage or carport, dormers, porch, and drywall throughout the home. When a home is built to the MH Advantage standards, a sticker will be applied to the home that identifies the home as a MH Advantage home and allows Appraisers to choose the most appropriate comparable sales, which – unlike standard Manufactured Homes — may include sales of site-built homes. Confirming the home is eligible for MH Advantage is also easy for lenders: and once confirmed opens up many loan programs

MH Advantage ( Manufactured Home Advantage ) program is a new program created by Fanny Mae that allows for financing of homes similar to site built homes and including down payment as low as 3%,. MH Advantage Homes should have a lower price and customizable finishes of modern manufactured homes. MH Advantage homes are built to blend into traditional neighborhoods. MH Advantage homes are homes built to Federal Building Code that need to include features like low profile foundation, higher pitch roofs ( 4/12 ) garage or carport, dormers, porch, and drywall throughout the home. When a home is built to the MH Advantage standards, a sticker will be applied to the home that identifies the home as a MH Advantage home and allows Appraisers to choose the most appropriate comparable sales, which – unlike standard Manufactured Homes — may include sales of site-built homes. Confirming the home is eligible for MH Advantage is also easy for lenders: and once confirmed opens up many loan programs

MH Advantage ( Manufactured Home Advantage ) program is a new program created by Fanny Mae that allows for financing of homes similar to site built homes and including down payment as low as 3%,. MH Advantage Homes should have a lower price and customizable finishes of modern manufactured homes. MH Advantage homes are built to blend into traditional neighborhoods. MH Advantage homes are homes built to Federal Building Code that need to include features like low profile foundation, higher pitch roofs ( 4/12 ) garage or carport, dormers, porch, and drywall throughout the home. When a home is built to the MH Advantage standards, a sticker will be applied to the home that identifies the home as a MH Advantage home and allows Appraisers to choose the most appropriate comparable sales, which – unlike standard Manufactured Homes — may include sales of site-built homes. Confirming the home is eligible for MH Advantage is also easy for lenders: and once confirmed opens up many loan programs

MH Advantage ( Manufactured Home Advantage ) program is a new program created by Fanny Mae that allows for financing of homes similar to site built homes and including down payment as low as 3%,. MH Advantage Homes should have a lower price and customizable finishes of modern manufactured homes. MH Advantage homes are built to blend into traditional neighborhoods. MH Advantage homes are homes built to Federal Building Code that need to include features like low profile foundation, higher pitch roofs ( 4/12 ) garage or carport, dormers, porch, and drywall throughout the home. When a home is built to the MH Advantage standards, a sticker will be applied to the home that identifies the home as a MH Advantage home and allows Appraisers to choose the most appropriate comparable sales, which – unlike standard Manufactured Homes — may include sales of site-built homes.