One thing to consider is that most mortgage companies will not let you close on the permanent loan if a Mobile Home is on the property. The reason given is that during a forclosure they will have to evict the person in the Mobile Home and dispose of it. The only way around it is to move the MH before the closing inspection or divide the land.

Hmm..that is interesting. I can understand that if you are renting out the mobile home. Not sure I understand it, if you are the only one's living on the property. How is that different from having, say, a garage apartment or a guest house?

Well, I guess I'll have to check into it. I guess we could get rid of the mobile home before closing on the mortgage...worse comes to worse we could just haul it off and throw it away....

When the house is set, it's still going to have to pass code for driveway, sewer and water. The sewer and water will have to be used for the new house, so the location of the DW will have to be near the new house location. Will this cause a problem? Or, do you plan to throw away the well and septic, too? If that's the case, renting @ 2k per month will be far less money and headache.

Good Luck.

Bungeeii...I guess I'm not really understanding the problem you are raising. Yes, the septic will need a permit (actually it will likely be an aerobic treatment unit). We would plan to place it and the well in a location that would work for both the house and the mobile home. There is really no code for the driveway (this is an unincorporated area where there are very few regulations). The driveway will be a gravel circular driveway anyway.

Kats - Mobile will work I'm sure but lots of issues and expense. Have you considered building a permanent outbuilding like a detached garage that could be your residence until the house is done? That way no expense to move in then out the DW, all the plumbing etc could be set up from the get-go as permanent. I would think for 25K you could build a pretty nice garage. Just a thought. Good Luck.

Just make sure you consider the particulars of having both a temporary dwelling and future home flowing into a tank and field. Same applies for the well. Consider the power source now and in the future for the well pump. Speaking of which, where is the meter panel going to be? Is the power company going to come out and relocate for you later? Is that free?

When I did this, my electrician friend put up a short temporary pole with a meter on it. We wired the mobile home into that meter and when the electrical inspector gave his approval, the utility company ran the wire from their pole.

I had a makeshift series of 4" PVC above ground and covered with hay snaking down to the septic tank. I was able to reuse all the pipe later. The well was connected to the mob through a length of plastic pipe that was just left in the ground when the house was completed. The expenses for all these temporary hookups were minimal, especially when weighed against the fact that I was able to live on-site while I built the house.

Wayne

Goodness, if you can afford to buy a doublewide just to discard later, take that money and build a barn or a garage with an apartment built in over it. That way you aren't out $25,000.
you will still have the barn after the house is finished and you can either rent out the apartment or use it as an office/studio.

Steph

>Goodness, if you can afford to buy a doublewide just to discard later, take that money and build a barn or a garage with an apartment built in over it. That way you aren't out $25,000.
you will still have the barn after the house is finished and you can either rent out the apartment or use it as an office/studio.

That assumes that a second permanent residence is permitted on the property under zoning regulations. Or that one wishes to be a landlord. (No thanks!) A mobile home while building is not considered permanent.

It is unlikey that the mobile home would have to be discarded. I had no trouble selling mine when my house was completed. There were a lot of serious inquiries. The buyer was someone who was planning to do the exact same thing did. (I even made a couple of bucks on the deal, making living there a profitable endeavor.)

Wayne

Reading on another forum about theft/vandalism on a new house just two weeks before completion. Living in the mobile unit on the premises should greatly reduce the incidence of vandalism. And if one is doing some of the work on the new house themselves, lots of extra work sessons of 30 minutes or so can be accomplished by living so closely.

Alt: Motorhome + storage shed.

Alt: Traveltrailer + storage shed.

Both are relatively easy to Move & Set up (contect to temporary utilities) and easy to Sell. The storage shed could be sold or repurposed in the form of a gardening shed, large dog house or kids playhouse, ect...

I've had many clients do this while the main house is being built when I worked in WA. Here in UT folks don't seem to do it - although it's perfectly legal in even our larger incorporated cities as temp housing but you do need to post a (removal) bond.

Umm....I wrote that original post 11 years ago. So, don't really need to currently buy or rent something to live on while we build.

FWIW, we actually ended up deciding not to build and sold the land and have owned other houses since then.