Hi Ken! We are past any freezing temperatures here, although this week we got a bit of a cold snap and will have 40s at night for a few days. But then we'll be back to 60s and 70s daytime and 50s at night. Or so says the forecast at least.

I fear you are correct, that maybe I didn't give it enough water through the past few months its been in the pot. It was only a 2-gallon pot. It was well watered yesterday when I put it in the ground and we've had rain today as well. The roots did look healthy when I pulled it out of the pot.

Everything I've read said peroxide helps kill the fungus when you get a spear pull. It did fizz for a minute or two when I poured it down there.

Windmill palms are hardy here. I had one at my old house that I never had a problem with. Of course, I bought that one in the spring and put it in the ground right away. It did great.

Even with spear pull, they can usually survive as long as the cold temps didn't last too long. The rest of the foliage looks good, so I suspect it will start to grow a new spear this spring. Keep it watered.

Thank you Dave, I hope you are right. Sounds too easy haha

My windmill palm pushed out a new spear last week! Just for some encouragement to anyone who may have this issue in the future. I did give it some additional hydrogen peroxide and daconil on occasion, not sure if that made a difference.