This project won in the 2013 Builders Association of Metropolitan Pittsburgh Housing Excellence Award for Best Urban Renewal Renovation Project. The glass bowl was made in the glass studio owned by the owner which is adjacent to the residence. The mirror is a repurposed window. The door is repurposed from a boarding house. George Mendel

With most home insurance, the interest rates are fixed and one has the option of paying back the loan earlier than the dates stated. Getting the loans will need one to at least 21 years. Being employed and having a good credit history is essential as well. The loan is usually repaid every month and extra costs include those charged upon delaying payment, insurance and processing fees. Depending on the lender one can have their loan approved the same day they apply for it. Home insurance come in handy when you need to pay for medical, business and education services. These funds can also be used to repay other loans or even pay for a vacation. There are different types of home insurance in Singapore to choose from some of which include the following. 1. Cash advance This is a loan taken with the use of the next salary as security. This loan is not usually of a high amount and is mostly used for emergencies. Some of the disadvantages of taking it include the many extra charges and the high interest rates. There are numerous payday loan lenders in Singapore thus the opportunity to look for a cash advance with an attractive interest rate. Qualifying for the loan is easy and getting it is also fast. 2. Adjustable loans Depending on the market, the interest rates of adjustable loans will either go up or down when one has already taken the loan. There is however a limit for the interest rates one can be charged. In most cases, the adjustable loans are given by mortgage loan lenders. 3. Unsecured loans They are mostly provided by financial institutions such as banks. All one needs to get the loan is their signature. This is for example getting a credit card. Because there are higher chances of not being repaid or not being repaid on time the interest rate is usually high. 4. Secured home insurance The interest rates of secured home insurance are lower compared to the unsecured loans. One will need collateral to secure this loan. Home equity is an example with some of its advantages being low payments being made monthly and the payment terms being longer. A reputable lender is crucial. Get the loan only from a money lender that has been licensed. To get the best type of home insurance, one is advised to always look at the rates as well as the terms before agreeing to take up the loan.

Maria Bortugno
Family room - country family room idea

Our designer has achieved a stylish look by combining dark cabinets and light-colored marbles.

Michele Moran Photography We designed a kitchen for a busy family of 5. When we first met there were calendars scattered, cell phones with wires everywhere, keys on the counters, typical daily chaos. So we knew we had to centralize, then hide the essentials. Here is one cabinet we used. We installed an outlet for power inside to charge phones. It also finished off the run of upper cabinets just perfectly!

Wine cubes double as a household organization center. Mullion-style Aristokraft Winstead glass-panel cabinet doors showcase the prettiest of serving dishes.

Custom colour Fullview WalkThru Garage Door protecting a private automobile collection in Phoenix, Arizona WalkThru Garage Doors Inc.
Garage - mid-sized contemporary attached one-car garage idea in Toronto

ESI Builders is a subsidiary of EnergyWise Solutions, Inc. and was formed by Allan, Bob and Dave to fulfill an important need for quality home builders and remodeling services in the Sacramento region. With a strong and growing referral base, we decided to provide a convenient one-stop option for our clients and focus on combining our key services: quality custom homes and remodels, turnkey client partnering and communication, and energy efficient and environmentally sustainable measures in all we do. Through energy efficient appliances and fixtures, solar power, high efficiency heating and cooling systems, enhanced insulation and sealing, and other construction elements – we go beyond simple code compliance and give you immediate savings and greater sustainability for your new or remodeled home. All of the design work and construction tasks for our clients are done by or supervised by our highly trained, professional staff. This not only saves you money, it provides a peace of mind that all of the details are taken care of and the job is being done right – to Perfection. Our service does not stop after we clean up and drive off. We continue to provide support for any warranty issues that arise and give you administrative support as needed in order to assure you obtain any energy-related tax incentives or rebates. This ‘One call does it all’ philosophy assures that your experience in remodeling or upgrading your home is an enjoyable one. ESI Builders was formed by professionals with varying backgrounds and a common interest to provide you, our clients, with options to live more comfortably, save money, and enjoy quality homes for many years to come. As our company continues to grow and evolve, the expertise has been quickly growing to include several job foreman, tradesmen, and support staff. In response to our growth, we will continue to hire well-qualified staff and we will remain committed to maintaining a level of quality, attention to detail, and pursuit of perfection.

Eric Roth
Example of a transitional kitchen design in Boston

Taking care of plants, trees or shrubs may seem easy, but for many homeowners, the task is riddled with complications. For those who have no previous experience with plant or tree care, mistakes can cause damage or even death to the trees. A lack of proper training or a lack of proper information about tree care can do much more harm than good. We care about your trees and shrubs as much as you care about your property. To help you avoid common mistakes, our team at Five Star Tree Services has created an easy to follow quick start guide for shrubs and tree maintenance. Following this guide will help you take care of your trees and shrubs in-between visits from our trained arborist. Hire Help Professional arborists are qualified and the best to trim, plant, maintain trees and to preform shrub trimming in just about any environment. Not only does a professional arborist have the experience, but they also are specially trained in the care and diagnosis of various plant species and diseases. In addition to taking care of your plant life, they will also offer you instructions on how to care for your plants when they are unavailable. Make sure to take care in who you decide to hire. Instead of choosing the first company you find or the lowest priced plant care service, first you should research their qualifications by asking about how they usually care for trees, what their pruning style is, and how often they plan to visit for seasonal care. If they are not willing to answer your questions or educate you on the proper tree and plant care, keep searching. Proper Tree Care Starts With You Tree care starts with the property owner. The moment you chose a tree and how you care for it once it has been planted, will shape its health for the rest of its life. Proper care in the early years will ensure that it grows into a healthy shape and has a long life ahead of it. Working with a certified arborist will ensure that you choose the right trees for your area and that they are planted and care for properly during the early years. There are many different species and types of plants, shrubs, and trees. Understanding how to care for each one will give you the knowledge needed to help them thrive. Speaking with a skilled professional will allow you to take care of your property effectively and efficiently. Listen Carefully As tedious or as boring as tree care instructions may be, it is important to pay close attention and take notes. Understanding the responsibilities you have as a property owner towards the shrubs and trees on your property is the best way to ensure they are well cared for. In the event that you are unsure about what to do or how to care for your plant life, you can always reach out to one of our certified arborists here at Five Star Tree Services. How We Can Help Whenever you have any Toronto tree care questions, Five Star Tree Services is here to help. We care about your plant life and are dedicated to offering each of our client’s comprehensive care so that your trees and shrubs will thrive. For more information or to get some tips on taking care of the trees on your property, give us a call at (416) 990-3355 to find out more.

Bathroom - modern bathroom idea in Charleston

We used: Custom cherry cabinetry in Arts & Crafts Shaker style by Kabinart in Boulder and Espresso stains. Liberty Hardware Venetian bronze 1-1/2" cabinet knobs. KitchenAid Architect II Series 22 CF counter-depth French door refrigerator. KitchenAid Architect Series II 27" convection single wall oven. KitchenAid 36" 6-burner dual fuel freestanding commercial-style range. KitchenAid Architect II Series 24" dishwasher. Sharp Insight Pro Series 24" built-in microwave drawer (Model #KB6524PS). Crystorama Solaris 12" wide pendant lights in English bronze. Granite countertops in Brown Fantasy. 3"x6" polished marble backsplash. Paint colors: Walls: Glidden Silver Cloud 30YY 63/024 Ceilings/Trims/Doors: Glidden Swan White GLC23 Robert B. Narod Photography

Iron work by James Gunnell of Antietam Iron Works, photo by James Gunnell
Deck - traditional deck idea in DC Metro

Photo: A Darling Felicity Photography © 2015 Houzz
Example of a mid-sized country porcelain tile mudroom design in Seattle with green walls

Paul Despenas: Since 1995 Midwest Construction has been offering insulated vinyl siding, because we believed in the product in many ways. Vinyl siding has come a long way since I (Paul Despenas – VP Marketing) installed the companies 1st job in 1982. The product was Alside D-5 Endura Supreme. I drove by the job 6 years later and it was still on the house, wall lines looked good, but the color had faded from nice Beige to a dirty white. Manufacturers stepped up to the plate and added the right blends of vinyl resins, the addition of color stabilizers, thicker and better material, and the best improvement to vinyl siding was to add laminated foam behind it for strength and energy savings. Well here is some documented proof to what we have been saying for years, Your new American Classic Insulated Siding will save energy and maintenance over fiber cement siding. NYSERDA HOME VINYL SIDING INSTITUTE STUDY NYSERDA Home- In a new study, Insulated Vinyl Siding (Fullback® siding insulation laminated to vinyl siding) proved to outperform fiber cement in multiple categories. The Vinyl Siding Institute (VSI) recently commissioned a study to evaluate the environmental performance of Fullback® Insulated Siding. The Vinyl Siding Institute study was conducted by Newport Ventures, a research and consulting firm with expertise in the housing industry. Two high-performance homes were built to comply with the rigorous goals of the New York State Energy Research and Development Authority's (NYSERDA) High Performance Residential Development Challenge, one in Saratoga Springs, NY and one in Burnt Hills, NY. The challenge was conceived to educate home builders on construction of cost-effective, high performance homes designed to achieve 50-60% energy savings above that of typical homes built to New York's stringent energy code. In achieving this goal, both builders involved in the challenge showed preferences for systems that offered both energy savings and affordability. Fullback® Insulated Siding was specified by both builders as a system to help them achieve energy conservation and LEED for Homes. Fullback V Siding Comparison BURNT HILLS, NY: Researchers performed a side-by-side field test on the Burnt Hills home to compare Fullback® Insulated Siding against uninsulated fiber cement. This Vinyl Siding Institute study was conducted during the winter on a two story colonial built by Stewart Construction. The thermal imaging clearly indicated that there was less heat loss from the home to the outdoors with the Fullback® Insulated Siding compared to the fiber cement. The exterior surface temperature of the Fullback® Insulated Siding section of the wall was considerably colder, indicating that there was more thermal bridging (heat loss) with the fiber cement product. SARATOGA SPRINGS, NY: In the case of the Saratoga Springs home, the LEED case study found that environmental performance and visual appeal can go hand-in-hand through the use of Fullback® Insulated Siding. This home became the first home in New York's capital region to achieve LEED for Homes' Gold Rating. Sixty eight percent of visitors to the home found the siding to be "very attractive" while 95% agreed that the visual appeal of the Fullback® Insulated Siding was "better than average". Overall, the study provides documentation that insulated vinyl siding can outperform exterior cladding alternatives on environmental issues while at the same time remaining aesthetically pleasing. Midwest Construction Qualified Remodeler Magazine Big 50 inductee and Top 500 remodeler's has won the Better Business Bureau Integrity Award 2 times.(1999 & 2015) Quality Products & Quality Installation is our motto since 1958 and we still live up to that today by delivering the best home improvement products in our industry. Backing those products up with top notch installation crews with all of the certifications and water management techniques to give you the home owner some peace of mind and comfort knowing your products will save you energy and maintenance for years to come. Midwest Construction is also a Progressive Foam Preferred Platinum Contractor which gives you the home owner, extra benefits, Lifetime warranty on the thermal performance of the insulation and a 10 year labor warranty from Progressive foam including our American Classic Insulated Vinyl siding lifetime warranty with lifetime non fade protection.

Daniel Shea
Inspiration for a mid-sized contemporary medium tone wood floor hallway remodel in New York with white walls

Governor's House Entry by Lisa Tharp. 2019 Bulfinch Award - Interior Design. Photo by Michael J. Lee
Transitional painted wood floor foyer photo with white walls and a black front door

Two Birds Photography
Kids' room - transitional kids' room idea in Chicago

When Cummings Architects first met with the owners of this understated country farmhouse, the building’s layout and design was an incoherent jumble. The original bones of the building were almost unrecognizable. All of the original windows, doors, flooring, and trims – even the country kitchen – had been removed. Mathew and his team began a thorough design discovery process to find the design solution that would enable them to breathe life back into the old farmhouse in a way that acknowledged the building’s venerable history while also providing for a modern living by a growing family. The redesign included the addition of a new eat-in kitchen, bedrooms, bathrooms, wrap around porch, and stone fireplaces. To begin the transforming restoration, the team designed a generous, twenty-four square foot kitchen addition with custom, farmers-style cabinetry and timber framing. The team walked the homeowners through each detail the cabinetry layout, materials, and finishes. Salvaged materials were used and authentic craftsmanship lent a sense of place and history to the fabric of the space. The new master suite included a cathedral ceiling showcasing beautifully worn salvaged timbers. The team continued with the farm theme, using sliding barn doors to separate the custom-designed master bath and closet. The new second-floor hallway features a bold, red floor while new transoms in each bedroom let in plenty of light. A summer stair, detailed and crafted with authentic details, was added for additional access and charm. Finally, a welcoming farmer’s porch wraps around the side entry, connecting to the rear yard via a gracefully engineered grade. This large outdoor space provides seating for large groups of people to visit and dine next to the beautiful outdoor landscape and the new exterior stone fireplace. Though it had temporarily lost its identity, with the help of the team at Cummings Architects, this lovely farmhouse has regained not only its former charm but also a new life through beautifully integrated modern features designed for today’s family. Photo by Eric Roth