I like your preferred option too.

The third one has an awful lot of shredded wood in it. If you fill raised beds with only 10% topsoil, the organic matter will continue to decay away and shrink, and you'll have to add more of something. I would use a mix of 1/3 compost but no more than half at most. Once all that is integrated with the soil, organic matter will be in a nice range (5-10%).

Strange to hear of a landscape co. giving away free compost. As far as pesticides, the vast majority break down rapidly in a compost pile. There are exceptions, such as some persistent herbicides used mostly on farm pastures. You can ask them what materials they put into the pile, and if that includes grass clippings, ask them if they use chlorpyralid or picloram on lawns they treat. Google this if you want to learn about it. Shredded branches and leaves and other yard waste should not have significant amounts of chemicals, most of them go on the lawns. Hard to pass up free compost if it's good quality and safe.

Good garden soil is a mixture of about 45 percent sand, 25 percent silt, 25 percent clay and about 5 percent organic matter. Cost of a soil mix like that around here costs $16.00 per cubic yard plus a delivery charge of $25.00.
The "mulch" in that one "soil" mix may well be undigested organic matter and could well cause problems (Nitrogen deficiency) if used to grow plants. Organic matter mixed into soil is not "mulch" but is a soil amendment.