Is that tree grafted? Also, I was wondering if you are in a humid climate. Looks like maybe some fungal issues there.

I see you definitely have Avocado Lace Bugs, it's time to clean up around your tree and spray for them little buggers on the underside of all your leaves. They will persist until you take action and make the look tree horrible.

Try some Safer soap first, then Neem if it's not hot out. Spray in the evening.

Fireduck I believe so, it was in full bloom when my mother bought the tree a couple years ago. It has pretty much just sat there since then but I gave it some fertilizer last year and it flowered in Jan/Feb this year. I live 60 miles east of West Palm Beach Florida.

Jules what are the lace bugs, the black dots under the leaves? I should probably mention that it rained right before the pictures so the silvery sheen under all the leaves is just condensed water vapour.

And what do you mean when you say clean up around the tree? All the posts on here say avos need heavy mulch so I was planning to add some around the base. I have some spray, will have to check if it works on lace bugs. Thanks for the help.

Mulch is good away from the trunk

keep the weeds out

The black dots are the eggs the tiny fly is the adult lace bug

They almost defoliated my tree last year

I am a few miles

north of west palm