My husband and I lost our home to the fires in California last year. We are rebuilding but like most people are vastly under-insured. Since we are very aware of climate change and the need to transition our economy to a low-carbon one, our new home will be 100% electric. We are looking for electric fire inserts for our great room and wondered what advice your readers/experts can give. A realistic flame is important as is a fire that can give supplemental heat.