Please describe your fungicide regimen.

I dont have one yet, i only planted this several weeks ago

The yellow speckles on the leaves do look like cedar rust but it's not too serious at this point. I've not heard of an apple tree being already infected or carrying it over from a previous infection. On my trees it's a seasonal thing, unfortunately I'm surrounded by many cedar trees so they never get a break.

@vgkg Z-7 Va thank you! can you recommend a treatment for my tree to protect it? a funcicide? do your trees grow ok near thr cedar? its the same for me, my neighvor has several cedars so not much i can do

I believe that there is a remedy that orchard growing use but I'm not familiar with it since I only use just 1 dormant oil spray application in late winter for all my trees (not effective for BF). I will still get some apples if the squirrels feel generous but it's rarely more than a dozen or so and they are not of the best quality. For some years the trees are almost completely defoliated and lose all of their leaves before any fruit gets close to being ripe. It's an apple tree mess here, way too many cedar trees surround my property, some within 200'.