When looking to finance a construction or development project, you should really weigh out your options. There are different types of constructions mortgages that you should familiarize yourself with. It is much easier when you go to a dependable solution provider to offer you all of the options. Whether you are obtaining construction financing for 1 single-family home, or a multi-million dollar high-rise development, Alanna Gray is here to offer you the finances you require!

Sarah Reynolds
Minimalist home office photo in Dublin

NEWARK REPLACEMENT HOUSING Newark, New Jersey Design/Build Development for the Newark Housing Authority Over 500 town-house style and garden apartment units with community center amenities Designated Developer for six (6) projects over ten (10) years Completed between 1997 and 2009 Financed construction via private banks and government agencies Beginning in 1997, the Claremont Companies was named designated developer for the Newark Housing Authority’s federally mandated replacement housing requirements. Claremont successfully responded to six different RFQs and completed over 500 units over a ten year period. As designated developer, Claremont provided the construction financing through its relationship banks and government agencies with a forward sale take-out to the Housing Authority upon completion.

Photos by Jeff Herr Photography
Transitional l-shaped medium tone wood floor open concept kitchen photo in Atlanta with wood countertops, an island, shaker cabinets, white cabinets, green backsplash, subway tile backsplash and stainless steel appliances

Doors conceal both the linen and laundry closet
Small elegant single-wall carpeted home design photo in San Francisco with an undermount sink, flat-panel cabinets, beige cabinets, limestone countertops, beige walls and a stacked washer/dryer

The master bathroom is well on its way to completion! The shower will be finished with a very nice glass enclosure, no curtain required!
Example of a mid-sized classic master beige tile and ceramic tile ceramic tile corner bathtub design in Orlando with a drop-in sink, flat-panel cabinets, medium tone wood cabinets, laminate countertops, a one-piece toilet and beige walls

We were approached by a San Francisco firefighter to design a place for him and his girlfriend to live while also creating additional units he could sell to finance the project. He grew up in the house that was built on this site in approximately 1886. It had been remodeled repeatedly since it was first built so that there was only one window remaining that showed any sign of its Victorian heritage. The house had become so dilapidated over the years that it was a legitimate candidate for demolition. Furthermore, the house straddled two legal parcels, so there was an opportunity to build several new units in its place. At our client’s suggestion, we developed the left building as a duplex of which they could occupy the larger, upper unit and the right building as a large single-family residence. In addition to design, we handled permitting, including gathering support by reaching out to the surrounding neighbors and shepherding the project through the Planning Commission Discretionary Review process. The Planning Department insisted that we develop the two buildings so they had different characters and could not be mistaken for an apartment complex. The duplex design was inspired by Albert Frey’s Palm Springs modernism but clad in fibre cement panels and the house design was to be clad in wood. Because the site was steeply upsloping, the design required tall, thick retaining walls that we incorporated into the design creating sunken patios in the rear yards. All floors feature generous 10 foot ceilings and large windows with the upper, bedroom floors featuring 11 and 12 foot ceilings. Open plans are complemented by sleek, modern finishes throughout.

Transitional kitchen photo in Orange County

Inspiration for a rustic brown one-story wood gable roof remodel in Seattle

Dale of Clearlake, CA is another happy homeowner who has gone solar with national solar installer Green Solar Technologies. His 5.8 kW SolarWorld system was designed by the GST engineer team to perfectly match his annual electricity requirements. GST took care of the entire solar process, answering his questions and handling the system design, financing applications, permitting, and solar panel installation. Dale’s home was a perfect candidate for solar because he had no trees or buildings obstructing the path of sun to his roof. He now has permission to operate and is generating his own electricity to power his home. Green Solar Technologies is proud to welcome Dale into the green energy movement. His 20 panel PV system is in full working order and is protected by a 25 year warranty.

Austin.newhomeprograms.com LLC is a National Real Estate Brokerage Firm providing solutions for the needs of home buyers and sellers in Austin, Established on September 2005 as a web site portal of information for the first time home buyer in the city of Houston, TX. We are a member of the Local, various & National Association of REALTORS®. We offer a variety of programs to assist Austin Residential & Commercial services as well as Apartment Locating services. Our REALTORS® are highly skilled in Mortgage Requirements & Financing, Credit Scoring, Government Down payment Assistance Programs. We provide different kinds of service – • New Home Builders Program • First Time Buyer Program • Luxury Home Buyer Program • Credit Enhancement Program™ • Build on Your Lot Program • Sellers 2% Program

Houston.newhomeprograms.com LLC is a National Real Estate Brokerage Firm providing solutions for the needs of home buyers and sellers in the Houston, Established on September 2005 as a web site portal of information for the first time home buyer in the city of Houston, TX. We are a member of the Local, various & National Association of REALTORS®. We offer a variety of programs to assist Houston Residential & Commercial services as well as Apartment Locating services. Our REALTORS® are highly skilled in Mortgage Requirements & Financing, Credit Scoring, Government Down payment Assistance Programs. We provide different kinds of service – • New Home Builders Program • First Time Buyer Program • Luxury Home Buyer Program • Credit Enhancement Program™ • Build on Your Lot Program • Sellers 2% Program

Inspiration for a small rustic vinyl floor foyer remodel in Indianapolis with beige walls and a dark wood front door

Dallas.newhomeprograms.com LLC is a National Real Estate Brokerage Firm providing solutions for the needs of home buyers and sellers in the Dallas DFW Metroplex, Established on September 2005 as a web site portal of information for the first time home buyer in the city of Houston, TX. We are a member of the Local, various & National Association of REALTORS®. We offer a variety of programs to assist Dallas Residential & Commercial services as well as Apartment Locating services. Our REALTORS® are highly skilled in Mortgage Requirements & Financing, Credit Scoring, Government Down payment Assistance Programs. We provide different kinds of service – • New Home Builders Program • First Time Buyer Program • Luxury Home Buyer Program • Credit Enhancement Program™ • Build on Your Lot Program • Sellers 2% Program

We were approached by a San Francisco firefighter to design a place for him and his girlfriend to live while also creating additional units he could sell to finance the project. He grew up in the house that was built on this site in approximately 1886. It had been remodeled repeatedly since it was first built so that there was only one window remaining that showed any sign of its Victorian heritage. The house had become so dilapidated over the years that it was a legitimate candidate for demolition. Furthermore, the house straddled two legal parcels, so there was an opportunity to build several new units in its place. At our client’s suggestion, we developed the left building as a duplex of which they could occupy the larger, upper unit and the right building as a large single-family residence. In addition to design, we handled permitting, including gathering support by reaching out to the surrounding neighbors and shepherding the project through the Planning Commission Discretionary Review process. The Planning Department insisted that we develop the two buildings so they had different characters and could not be mistaken for an apartment complex. The duplex design was inspired by Albert Frey’s Palm Springs modernism but clad in fibre cement panels and the house design was to be clad in wood. Because the site was steeply upsloping, the design required tall, thick retaining walls that we incorporated into the design creating sunken patios in the rear yards. All floors feature generous 10 foot ceilings and large windows with the upper, bedroom floors featuring 11 and 12 foot ceilings. Open plans are complemented by sleek, modern finishes throughout.

We were approached by a San Francisco firefighter to design a place for him and his girlfriend to live while also creating additional units he could sell to finance the project. He grew up in the house that was built on this site in approximately 1886. It had been remodeled repeatedly since it was first built so that there was only one window remaining that showed any sign of its Victorian heritage. The house had become so dilapidated over the years that it was a legitimate candidate for demolition. Furthermore, the house straddled two legal parcels, so there was an opportunity to build several new units in its place. At our client’s suggestion, we developed the left building as a duplex of which they could occupy the larger, upper unit and the right building as a large single-family residence. In addition to design, we handled permitting, including gathering support by reaching out to the surrounding neighbors and shepherding the project through the Planning Commission Discretionary Review process. The Planning Department insisted that we develop the two buildings so they had different characters and could not be mistaken for an apartment complex. The duplex design was inspired by Albert Frey’s Palm Springs modernism but clad in fibre cement panels and the house design was to be clad in wood. Because the site was steeply upsloping, the design required tall, thick retaining walls that we incorporated into the design creating sunken patios in the rear yards. All floors feature generous 10 foot ceilings and large windows with the upper, bedroom floors featuring 11 and 12 foot ceilings. Open plans are complemented by sleek, modern finishes throughout.

Michelle and Dominic had purchased their home in Wake Forest several years earlier with the idea in mind that it would serve as a family-centric place where they could gather with extended family. Situated in a quiet residential neighborhood with large lots, it was the perfect place for them to raise and home school their 4 children. As their family grew, the children’s daily activities were split between the 1st and 2nd floors, making it difficult to coordinate activities amongst them all. And their extended family get-togethers had become cramped and increasingly difficult to accommodate everyone comfortably. They were in need of added living space that could serve their family’s needs as well as provide extra entertaining areas to host family gatherings. With our experience in helping homeowners secure financing for their Home Improvement projects, we worked with Dominic and Michelle to prepare all of the necessary documentation required to apply for an FHA 203K Home Renovation loan. As a result, they were able to finance the full cost of the construction of their new Family Room Addition. Our solution was to add a 1st floor living space that harmonized with the existing floor plan and décor, was central to the existing Kitchen, and flexible enough to facilitate large groups and accommodate the whole family’s daily activities and access to the outdoors. As a result of their newly added flexible living area, they are now able to comfortably gather with their extended family as well accommodate the whole family’s needs, giving them the opportunity spend more quality time with their family and friends. Design Features Harmony with the home’s existing architecture and décor. Seamless Transition into the adjoining Kitchen and Living Room, separating the two with a light and bright 15-Lite Double French Door. Light and bright natural hardwood flooring. A bright and open floor plan achieved by introducing a double 15-Lite French door in the Kitchen and generous amount of double-hung Low-E windows. Window Well in the Roof to accommodate required foot-print placement. Easy access to the outdoors and the large deck and yard. Extra storage space for tools and outdoor equipment. Energy Efficient and Green Features 1st floor HVAC Compressor and Air Handler replaced with a more efficient 15 Seer unit. Floor penetrations and perimeter bottom plates caulked and air sealed. No-VOC Paints and Finishes. Durable Exterior Construction No-Maintenance Composite and PVC Low-E Windows Cement Fiber Siding Cement Fiber and PVC Trim Life-time Architectural Shingles Metal Roof Flashing with Gutter Kick-Outs Superior Window Flashing and Water Intrusion sealing measures

Michelle and Dominic had purchased their home in Wake Forest several years earlier with the idea in mind that it would serve as a family-centric place where they could gather with extended family. Situated in a quiet residential neighborhood with large lots, it was the perfect place for them to raise and home school their 4 children. As their family grew, the children’s daily activities were split between the 1st and 2nd floors, making it difficult to coordinate activities amongst them all. And their extended family get-togethers had become cramped and increasingly difficult to accommodate everyone comfortably. They were in need of added living space that could serve their family’s needs as well as provide extra entertaining areas to host family gatherings. With our experience in helping homeowners secure financing for their Home Improvement projects, we worked with Dominic and Michelle to prepare all of the necessary documentation required to apply for an FHA 203K Home Renovation loan. As a result, they were able to finance the full cost of the construction of their new Family Room Addition. Our solution was to add a 1st floor living space that harmonized with the existing floor plan and décor, was central to the existing Kitchen, and flexible enough to facilitate large groups and accommodate the whole family’s daily activities and access to the outdoors. As a result of their newly added flexible living area, they are now able to comfortably gather with their extended family as well accommodate the whole family’s needs, giving them the opportunity spend more quality time with their family and friends. Design Features Harmony with the home’s existing architecture and décor. Seamless Transition into the adjoining Kitchen and Living Room, separating the two with a light and bright 15-Lite Double French Door. Light and bright natural hardwood flooring. A bright and open floor plan achieved by introducing a double 15-Lite French door in the Kitchen and generous amount of double-hung Low-E windows. Window Well in the Roof to accommodate required foot-print placement. Easy access to the outdoors and the large deck and yard. Extra storage space for tools and outdoor equipment. Energy Efficient and Green Features 1st floor HVAC Compressor and Air Handler replaced with a more efficient 15 Seer unit. Floor penetrations and perimeter bottom plates caulked and air sealed. No-VOC Paints and Finishes. Durable Exterior Construction No-Maintenance Composite and PVC Low-E Windows Cement Fiber Siding Cement Fiber and PVC Trim Life-time Architectural Shingles Metal Roof Flashing with Gutter Kick-Outs Superior Window Flashing and Water Intrusion sealing measures

Michelle and Dominic had purchased their home in Wake Forest several years earlier with the idea in mind that it would serve as a family-centric place where they could gather with extended family. Situated in a quiet residential neighborhood with large lots, it was the perfect place for them to raise and home school their 4 children. As their family grew, the children’s daily activities were split between the 1st and 2nd floors, making it difficult to coordinate activities amongst them all. And their extended family get-togethers had become cramped and increasingly difficult to accommodate everyone comfortably. They were in need of added living space that could serve their family’s needs as well as provide extra entertaining areas to host family gatherings. With our experience in helping homeowners secure financing for their Home Improvement projects, we worked with Dominic and Michelle to prepare all of the necessary documentation required to apply for an FHA 203K Home Renovation loan. As a result, they were able to finance the full cost of the construction of their new Family Room Addition. Our solution was to add a 1st floor living space that harmonized with the existing floor plan and décor, was central to the existing Kitchen, and flexible enough to facilitate large groups and accommodate the whole family’s daily activities and access to the outdoors. As a result of their newly added flexible living area, they are now able to comfortably gather with their extended family as well accommodate the whole family’s needs, giving them the opportunity spend more quality time with their family and friends. Design Features Harmony with the home’s existing architecture and décor. Seamless Transition into the adjoining Kitchen and Living Room, separating the two with a light and bright 15-Lite Double French Door. Light and bright natural hardwood flooring. A bright and open floor plan achieved by introducing a double 15-Lite French door in the Kitchen and generous amount of double-hung Low-E windows. Window Well in the Roof to accommodate required foot-print placement. Easy access to the outdoors and the large deck and yard. Extra storage space for tools and outdoor equipment. Energy Efficient and Green Features 1st floor HVAC Compressor and Air Handler replaced with a more efficient 15 Seer unit. Floor penetrations and perimeter bottom plates caulked and air sealed. No-VOC Paints and Finishes. Durable Exterior Construction No-Maintenance Composite and PVC Low-E Windows Cement Fiber Siding Cement Fiber and PVC Trim Life-time Architectural Shingles Metal Roof Flashing with Gutter Kick-Outs Superior Window Flashing and Water Intrusion sealing measures