Daffodil bulbs need a minimum of about 10 weeks. Hyacinth bulbs need about 16 weeks; they tolerate the coldest weather and do well planted deeply. Tulip bulbs usually need about 12 weeks or so. These are not hard and fast rules; but general ones. If you are forcing tazettas, a narcissus usually used for Christmas (paperwhites), you do not need to refrigerate them at all. Never put bulbs in the freezer, of any type. NEVER! You will kill the flowers. Daffs need about 45-50 F, so you can see they tolerate the mildest weather.

No; waiting bulbs will start growing if you add water to them. Even then, be sparing when you water at first. Give one good watering when potted up, then wait until they start to emerge and are about two or three inches tall before you water again. Usually it is wise to wait until the top 1/2 inch or so of the soil is dry, then water lightly. Once you water deeply at the time of potting them, you never have to water deeply again. You can also force hyacinths and narcissus in water; but it is not as satisfying, in my opinion.

Keeps the bulbs in the fridge only as long as you need to. Plant them in pots as soon as possible. All three bulbs you mentioned (unless the narcissus are tazetta/paperwhites) will need to remain in the pots 10-15 weeks in order to form roots. The pots should be below 45 degrees, but not be allowed to freeze. After the cold period bring the pots into a warmer area with indirect sunlight. After a week or two of growth give direct sunlight to encourage high quality blooms.

Check out www.bulb.com. Click on the 'public' button and then 'spring bulbs'>'forcing flower bulbs at home'