From what I gather what you are interested in is Computer Crafting. There are tons of templates out there to make all sorts of things and speciality groups on Yahoo that can teach or encourage your new hobby.
I don't know what computer program you use but most of them use Paint Shop Pro, Corel and others.
I got into computer crafting after making my first candybar wrapper...then the addiction began.
Here are some template sights to give you some ideas...

http://www.paperandmore.com/articles/card_templates/index.html

http://www.houseofstirfry.com/chia/templates/tempI.html

http://www.ruthannzaroff.com/mirkwooddesigns/templates.htm

http://www.teas2dine4.com/templatelinks.html

good luck,
ginger

Thanks for the links. What I'm really looking for is suggestions as to how people use the clip art. Do you do art work? Do you make greeting cards? Just how are people using it. I need some inspiration.