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3katz4me

hail damage to roof

19 years ago

How do you know for sure if your asphalt roof sustained hail damage? Based on past experiences I don't generally trust most roofing contractors or insurance adjusters to provide an honest answer. What does it look like? How big does the hail typically have to be? I think my roof is about 5-6 years old.

Comments (5)

  • 19 years ago

    We had a hail storm here a few years ago. The adjuster said that even though there was no visible damage, the internal structure & integrity was likely damaged, resulting in a reduced life.

    They replaced my entire roof and the roof on my shed.

  • 19 years ago

    kmealy - how big was your hail? How long did it hail? I don't want to get one unnecessarily but if it is damaged I would like to submit an insurance claim for it.

  • 19 years ago

    In the past 5 years, we've had 2 new roofs due to hail damage. A good way to tell if you sustained damage is to check your downspouts and gutters for large amounts of grit "beaten" off the roof. You probably need to go ahead and call your insurance agent and tell him what you suspect. They will go ahead and have an inspector pay you a visit. The size of the hail may be the cause of damage, but I think the amount of hail and whether it was driven by high wind probably pays a part in it too. Our first hail storm resulted in approximately $48,000 in damage to the house windows,siding,trim,gutters,wood floor inside (because of rain washing in thru broken windows),fence,cars,landscaping (not covered) and exterior light fixtures. The second storm (2 years later) just damaged the roof, siding, gutters and cars. Im hoping for better weather this spring.

  • 19 years ago

    Thanks - I'll take a look for the grit runoff. DH is supposed to call the insurance agent to get their opinion. He may possibly take a look at the roof also - though having taken a spill off a ladder to the roof previously I'm discouraging that......

  • 19 years ago

    Based on past experiences I don't generally trust most roofing contractors or insurance adjusters to provide an honest answer.

    Yeah, I went thru a similar experience last year. I think I trust my insurance co. slightly more than the roofers. They circled the neighborhood like vultures!
    I didn't get a new roof. The insurance adjuster looks for "hits" or a depression in the shingle. My roof only had 3 "hits" on entire roof and didn't qualify for replacement. Loose asphalt didn't make any difference. I have 2 years to contest the claim though.

    Good luck

    -jasper