In todays hot RE market what advantage would the Homebuilder get buy paying out of pocket to help someone's closing costs? Maybe and just maybe in a crappy RE market and only to move something he was having an issue moving.

Two separate transactions. You're buying land from a seller and having a builder produce a home on your land. Unlikely but you could ask.

If youre that underfunded for the project, you might want to drop out if it completely.

Thanks … but I’m asking someone who has been through a purchase like mine.

First, I haven't bought a modular home but seen enough financing to offer some input. Unfortunately, I am afraid the input isn't going to be that helpful.

Yes, modular homebuilders will have specials from time to time that buyers can use towards closing costs. However, the only real way to know whether your modular home builder will do it, is to inquire with them. It is worth the inquiry as some will have incentive plans they can offer, but only do so upon request.

I am sorry I can't give you a better answer. Good luck.

Thank you .. I really appreciate your response. I’ve SCOURED the internet to try to find out…. There’s nothing. The HOMEBUILDER s won’t respond

If they won't respond, then it appears you have your answer. 😊

The real estate market is moving briskly in most places right now. I doubt you find much in the way of any seller concessions .

Read your contract. If it isn’t spelled out in your purchase agreement, it’s not included. As stated above, in this market, not common. You can always ask.

For some clarity, purchase incentives from modular home builders are somewhat common in all market conditions and that is what they are... purchase incentives and not concessions. The modular home market isn't really like the custom, tract, or existing home market, it is much more a substitutable good. In many ways it is much closer to the auto market, where even today, when there are so few cars available, manufacturers are still offering purchase incentives.

It doesn't sound like the OP's builder is currently offering one. However, some modular home builders compensate salespeople based on price premiums and so salesman have sometimes been hesitant to inform buyers of existing incentives. A popular modular home company got some negative publicity a few years ago for running a national incentive for $7,500 in gift cards or closing costs and then not giving anyone either.

Closing cost? I had zero.

Doing both separately? This is uncommon, but please consult the team.