I do not know where you have gotten the idea that a panelled SZ fridge only looks good with inset cabinets. There is no basis for that.

@Miranda33 My concern is that if the cabinets are not inset, it will not be flush. Is this wrong? This is why I am asking!!!

I’m not sure they are doing paneled frig so much anymore? Maybe just get stainless panels.

If you go to the Subzero website, all the photos of their paneled fridges are with either full overlay or frameless cabinets. Or just google "Subzero paneled refrigerator" and then go to the Google Images tab, and you will see a ton of pics with full overlay or frameless cabinets.

I want to make sure you are clear that there is a difference between a "built-in paneled" fridge and a "fully-integrated" fridge. Are you expecting your refrigerator to disappear into the cabinetry? Or do you just want the fridge paneled, but fully visible as a fridge?

BUILT-IN SZ:

FULLY-INTEGRATED SZ:

@M Miller I want it to be built-in. I have ordered a FD SZ, but with overlay cabinets I am not sure if it will look good if it is a paneled built in SZ. Does that make sense? I like how your first picture shows it flush with the cabinets (not integrated), but not sure if this is achievable with overlay cabinets? I don't want it sticking out past the cabinets. I will have a wall oven, fridge, then a small thin pantry on a single wall.