R Robulock- I think Denita's idea of calling a large local realtor and giving them the address to verify that this is a ligit property for sale is a great idea! They also may be able to offer more info on the property.

We have an agent & he actually walked through the house with a potential buyer at one point. He says the house is in bad shape and needs a lot of interior work. the structure and the roof look like they are in good condition but may need replacing, he is not sure. The house was built in 1926 so I can imagine that everything on the inside will have to be gutted. He is working on getting us more info meaning he may have to get there and take the pics himself since the only 6 pics that were provided did not show a lot of the damage that he thinks we must take into consideration before making a decision to even drive there. Wish me luck!
Thank you.

I'd consider getting an appraisal/inspection. My understanding is that sellers have to disclose any potential problems, so you want to get that document. Not sure what it is called, but it will have all the specs. If you don't know what the docs you expect are, go to a local realtor and express interest in a random house. They'll give you the standard form. You should get the same from the people you're dealing with on-line.

Keep us posted... and yes, hope all is well.

Sigrid, I am not sure if that applies to a "cash only, as is" sale. However, you make a really good point and I will bring this up with the realtor. I am sure he will agree with me. I have been such a pain to this man so he knows how serious I am about the history and docs of the house.

Thank you, Margo, I will, then I will be on Houzz everyday trying to get design info from all my Houzzer friends!!!!

Great- we live for this stuff'))

I know, I have gotten great advice for my living, family, dining & master bdrm from all of you and things are looking great so far, not done yet, but soon!!! :0)

Always remember these words "if it sounds too good to be true it probably is " and yes please do follow the great advises form our friends ,it will save you grief .

You do not get a transfer disclosure statement in a f/c as the bank is the seller and has probably never stepped foot in it. Dont hand over any cash before you walk it. It could be in a dangerous neighborhood or have something undesirable nearby. Stop by the local building department for information and requirements. They may insist you take certain steps, connect to the city sewer, put in c/g/s, etc, before they issue permits. Hopefully you're getting it for a steal, this looks like It could be a money pit.

Is this property on Block Island?

Thank you Genevieve & Maguire.

Cameronnick, property is in Lynchburg, VA

Good luck and keep up us posted, if you like of course:).

of course, Genevieve, I am going to need help with the decorating dilemmas!

Do you know the neighborhood? If you search the Lynchburg, VA MLS for the neighborhood, you could probably get an idea of what it's like and see comps for the house you are thinking about. You sure are brave!

I am familliar with that area, close to Appomatax, Va, very nice rural area. Good luck, hope you are making the right decision. That area is steeped in American history. I would love to see the interior once you close on the property. What year was it built?

your pictures don't look like the same building. One has more chimneys than the other unless there is more to it than what we can see.

Pattiegoode, I have an aunt there, so we have been there a couple times already. I love the historic places, especially DT Lynchburg by the James River by The Depot Restaurant, very nice, great place to eat!

Cameronnick, yes it is nice, some areas have very high priced neighborhoods and some very low, not sure why but I enjoy all the old buildings and quiet life, far from what we have here in S. FL.

Just checked google maps, I never heard of Appomatax, it is West of Lynchburg about 20 miles.

sorry, Lynch is West of Appomatax, I wrote that incorrectly.

mousemaker, I found the pic on google to match the house. The house is a 1-level on a hill, the back of the house looks like a 2-level because of the basement. The pics were removed from the MLS becuz it is now in foreclosure.
I just wanted you guys to see what the house looks like, all brick, scary, no driveway or porch except the step by the front door

house built in 1926

I didn't know you lived in S Fl. I do too :) Funny how we can be neighbors and not even know it

Denita, true, it is sooo big, I didn't know that a good friend of mine's father lived right behind me...LOL.

How do you like it here, high taxes, high car insurance, high home insurance, traffic??

Lol...sounds like S Fl. I'm a native, but the homeowners insurance is enough to get anyone's attention! :(

yep, I was born and raise here, and I used to think anyone was crazy to live anywhere it snowed...LOL! Look where we are going now! My aunt was the first one to move, a couple years ago, then we went to visit and we like the very quiet life. Have you seen what the H.O. insurance went up to lately? Just got the renewal 2 Thursdays agao, whoaaa!!!! That's enough to put someone in the hospital!

All of the insurance companies are hungry for money after all the disasters.

Yea, go to my profile and email me directly. I have an insurance contact and info that will help. It is crazy! One of my clients got a 40% increase (until I got him going in the right direction). I think Citizens is trying to push policies away through price. ..

Cameronnic, you are absolutely right. Our last major disaster was Hurricane Andrew in 1989, and the ins companies keep using that as an excuse. Houses are made must better now.

Denita, great, I will email you know! Thank you.

There's no way that's the same house. The chimney placement is completely different.

Sorry ignore me I didn't read the whole thread, I understand now that these photos don't show the actual house.

LOL, it's ok, Shelley

I live on The Gulf Coast and Insurance here is out of sight , we have to go with this pool Insurance and who ever picks you up , we pay 5000.00 a year

No where else in the entire country is the homeowners insurance premium like it is here in S Fl.

Make sure you keep your wind mitigation reports up to date.

I know we hold our breath every time they say a storm is out there.

I pay $710 year. $5,000 a year, crazy, but you have no state income tax, so it's even. ; )

Lol...

this morning my husband said there was a storm near Mexico and they did not know where this one was going, like I said we hold our breath

My new renewal is $5,726.00!!!!!

We also had Katrina & Wilma pass through here but not much damage was done. It is not an excuse to raise up the rates just because a storm "might" come our way. 90% of the time it goes north or straight through the gulf. Every year we dodge several storms.

True Denita, we pay more than any other state in the U.S.

mdl1552, people don't realize how much all of us here go through every summer. It is just horrible to think that a hurricane "may" pass through here, and then worry about insurance rates.

Maguire, if you don't mind sharing, where are you located?

In VA, they pay $300 a year, then again, they don't need to have the same coverage as we do.

The last one we had Was Ivan and Dennis and that has been since 2005 and our rates go up every year , we had to Evacuate when Katrina came through we just got wind and water on the road , I will say Ivan hurt us and we had Damage but look how long that has been.

^^^I almost asked Maguire the same thing when I saw the $710/yr for insurance! Last one that hurt us here in Palm Beach was Wilma and that has been years ago now.

We stayed in our home during Katrina but I thought the house was going to fly away, yet when we went outside after it has passed, it didn't seem all that bad. No damage other than trees and fences went down and some of the neighbor's sheds.
2005 was 8 years ago, Floridians want to know why their rates increased every year when the last one was in 2005?? hmmmm....LOL....it is all about money, that's all. I read somewhere that even our politicians who live in mansions with swimming pools pay only $1,100, how corrupt is that, LOL

Denita, you're right, it was Wilma that hit us not Katrina

well enough of that, anyone have any ideas about adding a driveway to this property?? It apparently has a dirt road for a couple of yards from the street to the house.

I am sure it is fine in the summer but when winter comes along & it begins to snow, I don't want to get stuck on my driveway or is that the norm of the houses there??

If I had a house like that I would want a driveway all the way up and then it would make a circle.

Silicon Valley. I spent 3 years living on the east coast and hated the weather....the snow, the humidity, the summer downpours. Its too hard to play tennis. We're spoiled here.
A discussion on earthquakes on Houzz today. I think you have it worse over there. The hurricanes are too often. Maybe you should start another post on them.
https://www.houzz.com/discussions/earthquakes-at-home-what-is-it-like-dsvw-vd~654982

Okay, driveway....I think we need to see a picture of your actual property in order to make detailed suggestions like that. Post here when you get one. We all want to see it!

@mdl1552, I like the idea of a circle one!! Thanks.

@Maguire, it is not all that great. It actually looks like the 2nd pic I posted on the top of this discussion but a 1-level and smaller, much smaller 960 sq ft.
Even with earthquakes, you only pay $710, that is not bad. If you look at it in a monthly basis, we pay about $400 a month while you pay $60 a month, big difference, it is like having a car payment without the wheels.

I am dying to see the actual layout of the house. I only saw the 3 pics of the bedroom, one blue, one yellow, one salmon color, the kitchen which has the dining area right next to it, I heard it is called a country kitchen when the dining table is actually in the kitchen, and the one bathroom which is very sad looking. I still have no idea of the size of the living room, I only saw the very sad fireplace which looks like it was gold plated painted over brick which they let oxidize for years, yuck. So I actually have more to worry about on the inside than on the outside...LOL...I just have to take it one step at a time.