Ummm... for free you can call a lawyer and get free advise.

Unless you are someone who gets into trouble and needs a lawyer regularly, this is a waste of money.

Well its not really free... I pay my monthly dues. Its like insurance.... You never know if you need an attorney.

The last time I was in any sort of trouble was fall of 1996 (speeding ticket) Since being a member in 1997 I have called them 15-20 times. My questions have been mostly about rental disputes. I was managing a upstairs condo for a friend and the association said I was breaking the rules by alowing a child to live on the second floor. It was even in their by-laws but I knew it was discrimination. They even had the attorney that drew up the rules call me direct. I argued with him and had my attorneys write them a letter. Last I heard on the issue.

The drawing up of a will and changing it as my life changes more than pays my dues.

In Europe its as common as car insurance here. I could care less if anyone gets it or not. Just wanted to inform people its out there.

Its also about the same cost as renters insurance. Next to nothing.