It soulds like a mortgage broker. Are they licensed to sell in your state? How does it compare to your bank, credit union etc. Do they loan you the money and sell the loan to whoever? Who recommended them and why? Rates? offices you can go in and talk to someone or sales people never to be seen again?
Do you have a lawyer to check things out?

This is something I also would like to know. I have been hearing about them for a while now but I can't find anyone who has obtained a loan through them. If there is anyone out there with some info they would like to share regarding their experience with Normandy, please do share. :-)