Hi rktman,

What can or should I've give to the title company so that I don't cause problems with the lender?
Thanks.

Assuming the lender's been given all the truthful information they've asked for... give the title company all the truthful information they are asking for.

You should be fine.
Dave Donhoff
Leverage Planner

Dave,
I agree with the truthful information, and I suppose my question is "what will the underwriter say if my list of aquisition costs and loan value are too close, i.e. 95% or more even if the appraisal LTV is below %80.
Thanks.

Hi rktman,

If you are approved for 80% of the as-completed value, the lender won't care if you're stiffing yourself a fair wage as a DIY builder... they'll simply lend on the 80% figure.

I suspect Title is asking for acquisition & development costs for recording reasons. The lender won't care, as long as they aren't lending a higher LTV than they approved based on the final as-completed value.

Cheers,
Dave Donhoff
Leverage Planner