To the plate and the joist.

Plate and joist meet together. I cut mine up to that 7' and then cut a smaller square to insulate the rim joist (the cinderblock between the joists)

Then seal edges with spray foam.

Or the rim joists can be sealed and insulated with spray foam. The rim joist detail in the first post is outdated and inadvisable.

(Click to enlarge.)

Source: Building Science Corp.

@worthy,

Not everyone can afford the foam spraying process, 90% of basements done the same way as they always been done 20 yrs ago before any XPS or spray foam hit the scene and there is no issues like mold, moisture, etc.

Sure you will have issues if you have improper grading,if you have a moisture issues with your foundation from the get go, etc spray foam or not you will still have issues if that's the case.

That said, I come across jobs where basement need to be demoed because it was done with no permit, or new homeowners what to do a complete renovation, some of this basements were finished 30-40 yrs ago, where they took regular 5/4" furring strips and nailed them to a foundation wall and threw up sheetrock and called it a day, and when its removed there is no moisture, mold or any other issues what so ever.

I get the building science, and go green motto, and energy efficiency and anything else you like to pile up on top of it, this is all good is you want to spend an additional 5-10k to foam the place up or meet other energy efficiency requirements etc, but I have to tell you that 90% of customers couldn't care less about all that, they want to frame out the wall, put some insulation in, cover it up and the less they spend on it the better and enjoy that basement for many years to come...

They don't even want their foundation coated with with DryLok for a few extra dollars when offered, they all say the same thing, we don't needed none if that, the basement is dry and there is no issues, not to mention they don't even wanna hear about anything that will cost extra.

So the way the first image shows, it's perfectly fine and even that maybe one or 2 customers will consider but will they go for it that is another story.

Spray polyurethane has been a standard practice for rim joists in new infill homes in our cold climate community since 2000 or so. For diy on a budget, XPS (extruded polystyrene) with handheld gap fillers does the job too.

Fibreglass saturated with the moisture condensing on the rim joists is a perfect home for mould. Plus the fg has virtually no insulation value and there is no air sealing. As long as customers are informed of the uselessness of what their contractor is doing, sounds fine to me.

Maybe in cold climate there is a different requirement and you need that around here hardly anyone uses spray foam.