I’m in Missouri where we recently had a hailstorm. The bid on replacing our roof is $21,000 which includes a couple of window screens and a dented vent or two and gutter coverings. So probably about $19-20,000. We are a two story, but I guess our roof is about 2,000 sqft.

Not an expert but recently helped my dad with getting quotes for his house that was also built in '99.  Not sure what the square footage of shingles needed but  House is 2685 square feet and all three of his quotes were around 25k.  Like I said to him - it may seem like a lot but considering you are putting it over a 500k house it's a small price to pay to protect your investment.  I wouldn't wait for an issue to arise.  That would just cost more in the long run.

" and have had two roofing contractors tell me we have dents from hail damage. "

How does an asphalt roof shingle "dent"? Who says you need a new roof besides these two roof companies?

Hail storms can do a lot of damage to a roof.

Oh no doubt. I just have not heard of a asphalt shingle "denting" per se. That just in my opinion makes it sound dubious. And the fact that the insurance company refused to pay out makes me question it as well, although I get no insurance company ever truly wants to pay out.

The dents were around the skylights. Our landscaper who was cleaning the gutters initially noticed the roof damage which is why we called a contractor. We had a hail storm with golf ball sized hail. The shingles were descibed as having dimples.

Check in with a manufacturer's rep of your existing roofing material. If you're not getting reimbursed now & the roof is working you may be wasting money that is unnecessary for another 10-15 years.

Thank you! I will check with the rep. I am always hesitant to replace something just because it’s old, if it is still working. One poster above seemed to imply better to replace now before problems start.

- no leaks

- no problems with skylights

- insurance, who's #1 materials criteria is a good roof so more damage is not caused inside, says nothing is needed.

- $8K materials, labor >$400/sq

- hey somebody, anybody, please take $28K off my hands

Dimples may be repairable with a new shingle or moving a shingle from a less noticeable side of the roof and putting the new shingle at that location. The North side will have the least aged shingles. Couple hundred max.

If you need to, the replacement shingles can be painted for a close match.

It's foolish to replace a roof that's not leaking or worn excessively.

Roofing companies work the insurance angle. They look for: hail damanged roofs, discontinued shingles, wind damage, etc. We recently had our roof replaced due to a tree deciding to take up residence in our greatroom.

Insurance estimate was about $24K (no skylights) and probably more like 3600 sq foot of roof. 50 year Owens Corning shingle.

When they removed the existing shingles, they found 6 places where water was getting in - only one had been obvious to us. Roof installed on new house build in 1997.

I am glad (lucky?) that we replaced it.

I suspect they are working the hail damage angle to have the ability for this to be a covered loss.