My house had major water damage from a house fire. Everything is being replaced down to the studs. Mold remediation has been done. Insurance company has been pretty cooperative.

We are now ordering all new windows. I just found out that they are planning on placing all new construction windows everywhere except bottom row of front of house. General contractor said they cannot get to the windows because of the brick veneer surrounding the window, so a replacement window will be needed instead of new construction.

My concerns are:

1. will there be a moisture problem down the road because they are not removing the entire window.
2. will the front of my house look strange with new construction upstairs (front of house) and replacement windows on bottom row (front of house). Afraid windows will not match. I do know that replacement windows have a different look than new construction windows, where window sash are thicker. I will have grids on top and bottom of windows.
3. Should I see if insurance company can pay for removing the brick veneer and put siding there instead ( I do not like the look of brick with siding anyway)

Seems extreme but I want to make sure there are no moisture issues with not removing entire window and also taking away from the curb appeal. House with trees in front is my house. Dying trees and overgrown bushes are going away. I posted neighbors house ( same house basically) so you can visualize the windows.