Search results for "High interest loans" in Home Design Ideas

JACOB HAND PHOTOGRAPHY
Bedroom - mid-sized contemporary guest dark wood floor bedroom idea in Chicago with multicolored walls
Bedroom - mid-sized contemporary guest dark wood floor bedroom idea in Chicago with multicolored walls

Transitional kids' beige tile bathroom photo in Denver with a trough sink and light wood cabinets

u2014 ALE: Wayne Rain Garden
Pennsylvania Landscape & Nursery Association
u2014 ALE: Wayne Rain Garden
Terren Landscapes http://www.terrenlandscapes.com
2014 PLNA Awards for Landscape Excellence winner
Category: Residential Up to $15,000
Award Level: Gold
Project Description:
Our company was contracted by the client to provide a creative solution to an ongoing drainage problem. Their property is located within 30 feet of a local stream that collects storm water from the surrounding area. The nearby stream and high water table caused the lawn area at the side of their home to flood and to remain waterlogged for a few days after each storm. The client not only had difficulty growing plants in the existing conditions, but also had a problem with mosquitoes due to standing water.
Our goal was to design a self-contained, naturalistic rain garden that slowed storm water runoff, allowed for percolation, and promoted infiltration while permitting excess clean water to enter the nearby stream with diminished force. As designed, the rain garden allows the earth to slowly and more naturally
absorb excess storm water while filtering out toxins such as excess nitrogen and phosphorous which are frequently found in the landscape, therefore reducing the contaminants entering the stream.
A percolation test was conducted with criteria of absorbing a one-inch rainstorm within four hours without overflow. The one-inch storm calculation included an existing downspout from the home, which would be piped into the rain garden to reduce roof runoff. The first test failed due to a deep layer of high clay-content soil. Excavation continued until a layer of sandy loam was reached, the percolation test was repeated, and a successful test result was achieved. Next, the entire rain garden basin was excavated to the sandy loam layer and the soil amended with compost and sand to create a highly porous planting media.
Geotextile fabric was placed to help reduce migration of the surface stone into the soil and allow for minimal maintenance. Gravel, river stone and small boulders were carefully placed to achieve the look of a natural streambed.
A palette of mostly native plants with a few non-invasive ornamentals were chosen for their ability to survive in extreme conditions ranging from floods to drought and were placed according to their specific preferences.
Wetland plants were chosen for the lowest portion of the rain garden as that area remains saturated for longer periods of time, with a Chionanthus virginicus as a focal point surrounded by irises and ferns at the lowest depth.
Plants tolerant of drier conditions were chosen for the upper edges of the garden. The beautiful colors of Monarda, Ligularia, Eupatorium, Solidago, Chelone, and Rudbeckia were scattered within the upper edge, while movement and softness were incorporated by use of the graceful Nassella that lines the border. Finally, winter interest was provided with a backdrop of Cornus sericea.
As built, this small rain garden creates tremendous impact by decreasing the amount of storm water runoff not only on our client's property, but also in the neighboring stream. It serves as a means of slowing the water and providing an area for infiltration back into the earth. The plants provide a habitat for birds, butterflies, and insects, working in harmony with nature and providing beautiful visual interest year-round.
Photo Credit:
Lisa C. Falls
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Example of a mountain style medium tone wood floor living room design in Sacramento with white walls

Timeless black and white is elevated through subtle combinations in this luxurious master bathroom. Interpreting the client’s vision of a 5-star contemporary hotel, this master bath’s high-end fixtures, custom cabinetry, finishes, tiles, and sophisticated design deliver the lavish amenities and creature comforts this urban professional couple will enjoy for years to come. Multiple cuts of marble, cleverly applied create interest and drama around the bath. Unique waterfall countertops, exaggerated mirrors to bring the outdoors in, deep soaking tub and oversized frameless glass shower, provide the allure of simple elegance and enduring design.
Tre Dunham - Fine Focus Photography

Photo- Renae Lilly
Inspiration for a contemporary marble floor bathroom remodel in Chicago with an undermount sink, gray walls and marble countertops
Inspiration for a contemporary marble floor bathroom remodel in Chicago with an undermount sink, gray walls and marble countertops

The open wood truss system, tongue in groove ceiling and wood counter top on the island all provide great contrasting interests to the white painted recessed paneled custom-made cabinetry. Two sinks and a trough in the island provide ample utility and enough space for multiple chefs. The wall sconces accent and center the window above the kitchen sink while the fully integrated Sub Zero refrigerator is nicely concealed.
Photo Credit: Randle Bye

Photo by Chuck WIlliams
Large trendy guest carpeted bedroom photo in Houston with gray walls
Large trendy guest carpeted bedroom photo in Houston with gray walls

JACOB HAND PHOTOGRAPHY
Large transitional formal and open concept living room photo in Chicago with a two-sided fireplace, no tv and white walls
Large transitional formal and open concept living room photo in Chicago with a two-sided fireplace, no tv and white walls

J Cohler Mason, Master Sitting Room
Holiday: New Year's Day
Photo: Rikki Snyder © 2013 Houzz
Inspiration for an eclectic living room remodel in New York with gray walls and a standard fireplace
Inspiration for an eclectic living room remodel in New York with gray walls and a standard fireplace

Donna Griffith for House and Home Magazine
Small elegant carpeted family room photo in Toronto with blue walls and a standard fireplace
Small elegant carpeted family room photo in Toronto with blue walls and a standard fireplace

The option to downsize was not an option for the empty nesters who have lived in this home for over twenty-five years. Situated in TMR, the sprawling home has been the venue for many social events, dinner parties and family celebrations. With grown children living abroad, and grand children on the way, it was important that the new kitchen be highly functional and conducive to hosting informal, yet large family gatherings.
The kitchen had been relocated to the garage in the late eighties during a large renovation and was looking tired. Eight foot concrete ceilings meant the new materials and design had to create the illusion of height and light. White lacquered doors and integrated fridge panels extend to the ceiling and cast a bright reflection into the room. The teak dining table and chairs were the only elements to preserve from the old kitchen, and influenced the direction of materials to be incorporated into the new design. The island and selected lower cabinetry are made of butternut and oiled in a matte finish that relates to the teak dining set. Oversized tiles on the heated floors resemble soft concrete.
The mandate for the second floor included the overhaul of the master ensuite, to create his and hers closets, and a library. Walls were relocated and the floor plan reconfigured to create a luxurious ensuite of dramatic proportions. A walk-in shower, partitioned toilet area, and 18’ vanity are among many details that add visual interest and comfort.
Minimal white oak panels wrap around from the bedroom into the ensuite, and integrate two full-height pocket doors in the same material.

The option to downsize was not an option for the empty nesters who have lived in this home for over twenty-five years. Situated in TMR, the sprawling home has been the venue for many social events, dinner parties and family celebrations. With grown children living abroad, and grand children on the way, it was important that the new kitchen be highly functional and conducive to hosting informal, yet large family gatherings.
The kitchen had been relocated to the garage in the late eighties during a large renovation and was looking tired. Eight foot concrete ceilings meant the new materials and design had to create the illusion of height and light. White lacquered doors and integrated fridge panels extend to the ceiling and cast a bright reflection into the room. The teak dining table and chairs were the only elements to preserve from the old kitchen, and influenced the direction of materials to be incorporated into the new design. The island and selected lower cabinetry are made of butternut and oiled in a matte finish that relates to the teak dining set. Oversized tiles on the heated floors resemble soft concrete.
The mandate for the second floor included the overhaul of the master ensuite, to create his and hers closets, and a library. Walls were relocated and the floor plan reconfigured to create a luxurious ensuite of dramatic proportions. A walk-in shower, partitioned toilet area, and 18’ vanity are among many details that add visual interest and comfort.
Minimal white oak panels wrap around from the bedroom into the ensuite, and integrate two full-height pocket doors in the same material.

Sponsored
Sunbury, OH
J.Holderby - Renovations
Franklin County's Leading General Contractors - 2X Best of Houzz!

The objective was to create a warm neutral space to later customize to a specific colour palate/preference of the end user for this new construction home being built to sell. A high-end contemporary feel was requested to attract buyers in the area. An impressive kitchen that exuded high class and made an impact on guests as they entered the home, without being overbearing. The space offers an appealing open floorplan conducive to entertaining with indoor-outdoor flow.
Due to the spec nature of this house, the home had to remain appealing to the builder, while keeping a broad audience of potential buyers in mind. The challenge lay in creating a unique look, with visually interesting materials and finishes, while not being so unique that potential owners couldn’t envision making it their own. The focus on key elements elevates the look, while other features blend and offer support to these striking components. As the home was built for sale, profitability was important; materials were sourced at best value, while retaining high-end appeal. Adaptations to the home’s original design plan improve flow and usability within the kitchen-greatroom. The client desired a rich dark finish. The chosen colours tie the kitchen to the rest of the home (creating unity as combination, colours and materials, is repeated throughout).
Photos- Paul Grdina

The objective was to create a warm neutral space to later customize to a specific colour palate/preference of the end user for this new construction home being built to sell. A high-end contemporary feel was requested to attract buyers in the area. An impressive kitchen that exuded high class and made an impact on guests as they entered the home, without being overbearing. The space offers an appealing open floorplan conducive to entertaining with indoor-outdoor flow.
Due to the spec nature of this house, the home had to remain appealing to the builder, while keeping a broad audience of potential buyers in mind. The challenge lay in creating a unique look, with visually interesting materials and finishes, while not being so unique that potential owners couldn’t envision making it their own. The focus on key elements elevates the look, while other features blend and offer support to these striking components. As the home was built for sale, profitability was important; materials were sourced at best value, while retaining high-end appeal. Adaptations to the home’s original design plan improve flow and usability within the kitchen-greatroom. The client desired a rich dark finish. The chosen colours tie the kitchen to the rest of the home (creating unity as combination, colours and materials, is repeated throughout).
Photos- Paul Grdina

This luxury fitted mudroom, utility and cloakroom was installed for our clients who wanted to combine highly practical facilities with a cohesive design scheme that expressed their artistic aesthetic. What could have been a bland, utilitarian space has been transformed with dark walnut wood, decorative interest and exceptional craftmanship. The suite of bespoke built-in cabinets has created a beautifully organised, multipurpose free-flowing space. Flawlessly spray finished in Inchyra Blue by Farrow & Ball, the dark blue green grey is a dramatic colour which, along with the walnut wood and striking artworks, makes a bold and confident impression.
Bespoke walnut wood features
Walnut, renowned for its deep, lustrous tones has an enduring elegance. Used for fitted furniture and wall panelling, walnut elevates any space, adding natural warmth and richness. As a hardwood, walnut has exceptional durability and is naturally resistant to moisture and warping, which makes it an ideal choice for a cloakroom or bathroom setting. For this project, the walnut veneers have a natural oiled finish to bring out the beauty of the grain. The reeded walnut veneer wall panel behind the built-in bench adds stunning texture and visual interest to the joinery.
Shaker-style doors with fretwork panels
Made to measure fretwork doors and panels like these conceal unsightly features while also providing ventilation. A well-aired mudroom or boot room is vital to ensure outerwear dries quickly and doesn’t become musty. This is especially important for the floor to ceiling shoe cupboard we built here as it helps to keep the footwear fresh. The decorative fretwork pattern also adds visual interest and makes the room feel less enclosed. Integrated LED lighting installed throughout the joinery enhancing safety, brightness and enjoyment to the space.
Custom-made vanity unit
This large, sleek handle-free vanity unit provides a generous amount of storage space with a smart interior arrangement with customised waste management. The soft-closing drawers are operated by a smooth, silent, push to open mechanism. The floating design allows for LED lighting underneath the cabinet.
Dog shower and storage
The purpose-built indoor dog shower is great for hosing down and drying off the dogs. It doubles up as somewhere to wash muddy wellies and golf clubs too. Bespoke shelving and hooks for all the dog paraphernalia keeps the pet zone well-organised and tidy.
All in all, the result is a cloakroom which combines highly functional mudroom, utility and cloakroom facilities in an immensely stylish space. It’s immensely practical yet incredibly stylish with a strong focus on aesthetics and design.

Kitchen Finish: Pearl Grey High Gloss Lacquer Laminate
Bar Extension Finish: Metallic Carbon High Gloss Lacquer
Kitchen - large contemporary u-shaped gray floor kitchen idea in London with flat-panel cabinets, gray cabinets, mirror backsplash, an island, white countertops, an undermount sink and black appliances
Kitchen - large contemporary u-shaped gray floor kitchen idea in London with flat-panel cabinets, gray cabinets, mirror backsplash, an island, white countertops, an undermount sink and black appliances

This beautiful North Vancouver home belongs to a nature-loving and health-conscious couple, Emma and Vince (names changed), their two young children, and their dog, Jasper. When they contacted us about renovating and furnishing their kitchen and family room, we walked in and saw a world of potential waiting to be uncovered.
Before: Larkhall Crescent Home:
Like many original North Vancouver homes, the interior was definitely dated. We encountered late ‘80s finishes in powder pink and teal green, old carpet, and a kitchen that wasn’t maximized to suit this family’s modern-day lifestyle. However, the size of the rooms offered us a ton of space with which to get creative.
Knowing our clients’ love of cooking, need for work spaces (Emma and Vince both work remotely), and growing family, we developed a design concept that would increase usable space, optimize storage, and create intimacy in this large area. As for the style, we were inspired by their European roots, inventing a new and modern take on “Belgian Farmhouse” style. Now, the home is truly one-of-a-kind.
After: Warm & Cozy Family Room:
Fresh, bright, and comfortable, this living area has been transformed! We started with the fireplace as a focal point, selecting aged brick tiles for added texture and a crisp wood mantle. The taupe-coloured sectional infuses the room with visual warmth and serves the added purpose of separating the family room from the kitchen.
Emma and Vince were also keen on using non-toxic materials in their home, and we were happy to oblige. To meet their needs, we sourced natural wood elements and sought out Canadian-made products - that adhere to high health standards - whenever possible.
Look closer at the elements of this space, and you will find this stunning, honeycomb-patterned rug in earthy gold, beige, and charcoal tones. It’s plush to the touch and full of visual texture that brings this room’s colour palette together. We sourced these two-tone chairs with caning, petrified wood side table, black sconces, and botanical prints in greyscale from local artist, Heather Johnston.
We topped off the space with this dark wood and rattan console that offers storage facing the kitchen and presents an opportunity to display cherished items. The result is a cozy lounging space brimming with comfort and functionality. It’s perfect for enjoying quality family time, or Emma can simply slide the coffee table away to make room for her morning yoga practice.
Now, let’s turn around and give some attention to the kitchen. Do you remember what the original kitchen looked like? If not, scroll back up, because the transformation is shocking…
Moody & Welcoming Kitchen for Healthy Living:
This kitchen looks very different from how it started, right? Though we didn’t touch any walls, the kitchen has almost doubled in usable space! We created a long, extended island with storage, an outlet for small appliances, and seating for comfortable prep, after-school snacking, or mingling among friends.
On the other side of the island, the family has even more storage and an integrated dishwasher within easy reach of the sink, perfect for quick clean-up. From this angle, you can also see the expansive custom Shaker cabinetry in white and the integrated double ovens. These facilitate their cooking experience and gave us the opportunity to add an additional surprise…
A coffee garage station and more hidden storage! Keeping these items located along the perimeter allows them to be accessed by the family or their guests without someone getting under the cook’s feet. These are the little details that make everyday life easier and more enjoyable.
Moving deeper into the kitchen, the seamless induction cooktop topped with a freestanding concealed hood fan commands attention in a soft yet prominent way. The natural wood accent mirrors the fireplace mantle, and the choice of off-black wood-grain cabinets not only continues our black-and-white colour palette but adds a sense of depth and contrast. The corner sink is located to the right and perfectly positioned with a view of their thriving backyard.
To invite more of this family’s character into the space, we mixed metals for interest — matte black, dark pewter, and warm brass — and created open shelves in white oak for their plants and decor. You can also glimpse the tumbled edge of the backsplash tile, which echoes the rustic brick of the fireplace. It adds that farmhouse charm while still feeling timeless and sophisticated.
Last but not least, we designed this dining banquette in the bay window (with integrated bench storage, of course), where the family can share a meal together, the kids can do homework, or Emma and Vince can work and enjoy a change of scenery from their offices. Like the other spaces in the home, it was designed to be beautiful, multi-functional, and long-lasting.
Praise from Our Clients:
It is clear that we love this home, but what did our clients have to say?
“Lori is a visionary and masters execution to the finest detail all at the same time. When she first met us to know more about who we are and how we live, she could right away envision how we could use the space in our kitchen and living room…The results exceeded our expectations.
Lori and her team were also a delight to work with — coordination with all the trades, fast problem-solving, regular updates, professional and friendly attitude of her entire team — made it the dream team. Thank you SHD for making our space so beautiful!”
In turn, we are so grateful for this family’s trust, their open communication, and for being wonderful people with whom to work. (So, thank you!)

With most home insurance, the interest rates are fixed and one has the option of paying back the loan earlier than the dates stated. Getting the loans will need one to at least 21 years. Being employed and having a good credit history is essential as well. The loan is usually repaid every month and extra costs include those charged upon delaying payment, insurance and processing fees.
Depending on the lender one can have their loan approved the same day they apply for it. Home insurance come in handy when you need to pay for medical, business and education services. These funds can also be used to repay other loans or even pay for a vacation.
There are different types of home insurance in Singapore to choose from some of which include the following.
1. Cash advance
This is a loan taken with the use of the next salary as security. This loan is not usually of a high amount and is mostly used for emergencies. Some of the disadvantages of taking it include the many extra charges and the high interest rates. There are numerous payday loan lenders in Singapore thus the opportunity to look for a cash advance with an attractive interest rate. Qualifying for the loan is easy and getting it is also fast.
2. Adjustable loans
Depending on the market, the interest rates of adjustable loans will either go up or down when one has already taken the loan. There is however a limit for the interest rates one can be charged. In most cases, the adjustable loans are given by mortgage loan lenders.
3. Unsecured loans
They are mostly provided by financial institutions such as banks. All one needs to get the loan is their signature. This is for example getting a credit card. Because there are higher chances of not being repaid or not being repaid on time the interest rate is usually high.
4. Secured home insurance
The interest rates of secured home insurance are lower compared to the unsecured loans. One will need collateral to secure this loan. Home equity is an example with some of its advantages being low payments being made monthly and the payment terms being longer.
A reputable lender is crucial. Get the loan only from a money lender that has been licensed. To get the best type of home insurance, one is advised to always look at the rates as well as the terms before agreeing to take up the loan.

Inspiration for a mid-sized contemporary galley kitchen remodel in Hyderabad with flat-panel cabinets, beige cabinets, solid surface countertops, stainless steel appliances and an island
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