I don't know about others, but we fill a glass or water pitcher from the tap and then get ice from the freezer unit ice maker.
I have had refrigerators with water and ice dispensers on the exterior, and the part of the unit inside the refrigerator is so large, it takes up too much space, at least for our purposes.

Undercounted ice maker (abt 15" w) and a filtered water dispenser at the sink. The filtered water dispenser can also provide instant hot water.

thanks - can either of you recommend a brand?

Plus these ice makers seem to be the first thing to malfunction on a lot of fridges. But I wouldn't have one simply because they don't look good aesthetically speaking. I'm for filtered water at the tap.

Look into the Frigidaire brand for a more affordable full fridge/freezer combo. There is a trim kit that mounts the two units together, giving it a more high-end look.

We've had this unit for 7 years and have been happy with it.

what does everyone think of Frigidaire brand reliability?

thank you texanbe - I didn't see your comment before asking.

Here's an earlier thread on the topic. Why not post a follow up question there on the topic to see if you get a response. And always read consumer reviews.

http://ths.gardenweb.com/discussions/2261989/all-refrigerator-all-freezer-frigidaire-electrolux-icon

http://www.homedepot.com/b/Appliances-Refrigerators-Freezerless-Refrigerators/N-5yc1vZc3p9