yes they are called one time close construction loan, look at banks and credit unions where you live.

USBank, Umpqua. Likely local or regionals will have similar programs. Most often through their in house loan officers.

Don't know if you'll see rate locks but their terms are very favorable.

In Ohio we used Third Federal, built in 2014.

I wonder how long the banks will lock in a rate when the US Fed is promising six more increases in their rate this year.

Just received our notices of .25% increase on our variable rate mortgages, to 1.66% and 2.3% :-(( In Canada.

U ques Not SPECIFIC" when u BUILD new U pay Only INTEREST On Draws & when COMPLETE IT Turns into REGULAR Mortgage