If you are having a house built, what type of loan are you seeking? A construction-perm loan or an end loan? If you are looking for a construction perm loan, there are fewer lenders that offer that type of loan than those that offer end loans. In a construction perm loan you own the land and the construction loan is issued in draws until the house is completed then the loan is converted to your permanent mortgage. With an end loan the builder owns the land, gets the construction loan and when he is finished, you have your closing using the bank loan (at the end).

Become a member of a local credit union.

Primarily clients use construction to perm loans for this. I use several with great programs including US Bank and BBVA who have branches in TX. Local builders will have more advice and experience and likely there are smaller local options.

Best options are to stay local in your area for best rates and service. That area is saturated with banks. Smaller is better.

Agree with advice to use a local source of funding.