Down Payment is before/after build?

Chandler Grant
September 11, 2019

Currently in the process of building a newly constructed home. We are currently paying off the land in hopes to start construction in early spring BUT also had thoughts about starting construction sooner since about 70% of the land is already paid off.

We can't seem to get a straight answer (I guess it depends on the bank we use) but is the settlement & down payment due before of after the build in completed?

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